With Democrats like these who needs Republicans?

ttystikk

ttystikk

Well-Known Member
twostrokenut said:
it's a contract. are we to beleive that someone accepted to college can't read a contract? just like we did when people pretended not to know what an ARM or a balloon payment was? if youre saying we have a precedent of writing large sums off on the taxpayers so why not this too....thats a solid argument.

but the morality of it you are invoking doesn't go past the initial contract agreement. and that is collateral for our defecit spending. that contract is in your wallet and in title 12 of the US code. there's another contract in title 30 we should be using since morality seems to be the root issue here for most on most political issues.

if it's an issue of private schools spending of public funds....then cut the public funding. I fail to see how you don't see this as yet another example of crony capitalism between government and a "corporation" that being the college's misappropriation of funds.
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1% if students defaulted on their loans before all the prohibitions were put in place, so I fail to see the problem all this is 'solving'.
 
see4

see4

Well-Known Member
ttystikk said:
Student loans AREN'T a special case- except for their complete exemption from and ineligibility for bankruptcy protection.

I'm arguing that's wrong.
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Student loans should remain a debt to be paid after bankruptcy.

Why do you think they should be considered for solvency or dissolution?
 
ttystikk

ttystikk

Well-Known Member
twostrokenut said:
ah so politicians on the banks side have to bounce, but keep the banks right?

so instead of curing the disease we need politicians to use the disease for the greater good....
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This makes no sense.

What does make sense is that banks provide large amounts of cash for campaigns, much more than average citizens do.

Imagine who's being 'protected' under such a situation.
 
see4

see4

Well-Known Member
ttystikk said:
1% if students defaulted on their loans before all the prohibitions were put in place, so I fail to see the problem all this is 'solving'.
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I think the term "default" as it relates to student loans is a misnomer. You still have to pay the debt at some point unless you can prove undue hardship. And proving that to the government is not an easy task. The vast majority of people who "default" still end up paying, at least, some portion of their loan debt.

Biden, I assume, wants to make it not possible to discharge student loan debt. Like taxes, though with a good lawyer you can reduce your tax liability quit significantly in some cases.
 
travisw

travisw

Well-Known Member
ttystikk said:
Student loans AREN'T a special case- except for their complete exemption from and ineligibility for bankruptcy protection.

I'm arguing that's wrong.
Click to expand...


It is not as straightforward as filing a regular Chapter 7 bankruptcy petition. You should assume the lawyer is not knowledgeable in this area if he tells you that student loans cannot be discharged in bankruptcy. The truth is that you can discharge your student loans if you can prove undue hardship.

Here's an article you won't read that discusses other fun and exciting ways to discharge your debts.

Debunking the Student Loan Bankruptcy Myth
It's incredibly difficult – but not completely impossible – to discharge education debts.
https://www.usnews.com/education/blogs/student-loan-ranger/2014/08/13/debunking-the-student-loan-bankruptcy-myth

citation edit: Do you have a citation for this claim? It doesn't appear to be true either.
ttystikk said:
1% if students defaulted on their loans before all the prohibitions were put in place, so I fail to see the problem all this is 'solving'.
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Here's a study that found 4 of 10 cases had their loans discharged in bankruptcy
https://abovethelaw.com/2012/09/can-you-show-undue-hardship-on-your-student-loans-you-may-be-surprised/
 
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ttystikk

ttystikk

Well-Known Member
see4 said:
Student loans should remain a debt to be paid after bankruptcy.

Why do you think they should be considered for solvency or dissolution?
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Why keep them out as a special case?

I've already answered you; we have a bankruptcy court for this. Let it work.
 
ttystikk

ttystikk

Well-Known Member
travisw said:


It is not as straightforward as filing a regular Chapter 7 bankruptcy petition. You should assume the lawyer is not knowledgeable in this area if he tells you that student loans cannot be discharged in bankruptcy. The truth is that you can discharge your student loans if you can prove undue hardship.

Here's an article you won't read that discusses other fun and exciting ways to discharge your debts.

Debunking the Student Loan Bankruptcy Myth
It's incredibly difficult – but not completely impossible – to discharge education debts.
https://www.usnews.com/education/blogs/student-loan-ranger/2014/08/13/debunking-the-student-loan-bankruptcy-myth

citation edit: Do you have a citation for this claim? It doesn't appear to be true either.
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Try getting your loan set aside and then come back and tell me it's possible.

I read it recently, I'll try to track it down for you.
 
see4

see4

Well-Known Member
ttystikk said:
Why keep them out as a special case?

I've already answered you; we have a bankruptcy court for this. Let it work.
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You seriously aren't a bright individual. Your logic is all over the place and it honestly appears that you argue for the sake of arguing.

Stop talking in circles and address the subject.

Do you think students should be able to eliminate their student loans through bankruptcy?

Try answering that simple question.
 
see4

see4

Well-Known Member
SneekyNinja said:
You want to make bankruptcy a process that can discharge all debts and you think it would benefit the poor more than the people that owe billions of dollars?
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He is proving to me post after post that he is wrapped up in his own stupidity, with no escape.
 
see4

see4

Well-Known Member
travisw said:


It is not as straightforward as filing a regular Chapter 7 bankruptcy petition. You should assume the lawyer is not knowledgeable in this area if he tells you that student loans cannot be discharged in bankruptcy. The truth is that you can discharge your student loans if you can prove undue hardship.

Here's an article you won't read that discusses other fun and exciting ways to discharge your debts.

Debunking the Student Loan Bankruptcy Myth
It's incredibly difficult – but not completely impossible – to discharge education debts.
https://www.usnews.com/education/blogs/student-loan-ranger/2014/08/13/debunking-the-student-loan-bankruptcy-myth

citation edit: Do you have a citation for this claim? It doesn't appear to be true either.


or this one?
QUOTE="ttystikk, post: 13961372, member: 324297"]You completely missed the boat. The average University spends less than 10% of its budget on actually teaching students, as measured by professor salaries.

For someone so educated, you sure are stupid.
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The problem here is that ttystikk simply isn't smart enough to grasp complex logic. I think he gets flustered and mad at himself that he is this dumb and then comes on here and lashes out. I feel bad for him really.
 
SneekyNinja

SneekyNinja

Well-Known Member
see4 said:
The problem here is that ttystikk simply isn't smart enough to grasp complex logic. I think he gets flustered and mad at himself that he is this dumb and then comes on here and lashes out. I feel bad for him really.
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Chances of a TINY tiny penis is close to 1 aswell.
 
see4

see4

Well-Known Member
SneekyNinja said:
Chances of a TINY tiny penis is close to 1 aswell.
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tinystick is in a constant state of butthurt, whether its the government, or the Democrats, or people always proving him wrong. he is constantly upset about something completely out of his control and out of his intellectual depth.
 
SneekyNinja

SneekyNinja

Well-Known Member
see4 said:
tinystick is in a constant state of butthurt, whether its the government, or the Democrats, or people always proving him wrong. he is constantly upset about something completely out of his control and out of his intellectual depth.
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SAD!
 
ttystikk

ttystikk

Well-Known Member
SneekyNinja said:
You want to make bankruptcy a process that can discharge all debts and you think it would benefit the poor more than the people that owe billions of dollars?
Click to expand...
Quote where I said anything of the sort.

You can't speak, you can't read and you can't think, Stinkydigit.

Give up now.
 
ttystikk

ttystikk

Well-Known Member
see4 said:
I think the term "default" as it relates to student loans is a misnomer. You still have to pay the debt at some point unless you can prove undue hardship. And proving that to the government is not an easy task. The vast majority of people who "default" still end up paying, at least, some portion of their loan debt.

Biden, I assume, wants to make it not possible to discharge student loan debt. Like taxes, though with a good lawyer you can reduce your tax liability quit significantly in some cases.
Click to expand...
see4 said:
He is proving to me post after post that he is wrapped up in his own stupidity, with no escape.
Click to expand...
see4 said:
The problem here is that ttystikk simply isn't smart enough to grasp complex logic. I think he gets flustered and mad at himself that he is this dumb and then comes on here and lashes out. I feel bad for him really.
Click to expand...
see4 said:
tinystick is in a constant state of butthurt, whether its the government, or the Democrats, or people always proving him wrong. he is constantly upset about something completely out of his control and out of his intellectual depth.
Click to expand...
Meltdown achieved!
 
see4

see4

Well-Known Member
ttystikk said:
Meltdown achieved!
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You're not smart enough to recognize a meltdown, sport.

But then again, I don't follow you around to other threads and start shit. But you do. I had to add the "But you do", because you aren't smart enough to pick up on the obvious innuendo.
 
ttystikk

ttystikk

Well-Known Member
see4 said:
You're not smart enough to recognize a meltdown, sport.

But then again, I don't follow you around to other threads and start shit. But you do. I had to add the "But you do", because you aren't smart enough to pick up on the obvious innuendo.
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Still melting, across several forums.

I own sooooo much real estate in your head.

Too bad it's worthless.
 
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