Yes you must get one that can be used internationally. Read the fine print. I use one from wal mart. It costs like $3 a month plus $3 every time you reload it. At my wal mart there is a machine at the customer service desk where you can put cash in to reload it, but you can buy the card at any register I think. The ony thing is you are issued a temporary card that can not be used online or internationally. You gotta register it, which included giving your name, address, SSN, etc and wait about a week until your personal one comes in the mail before you can use it online. So, if are looking for the anonimity of a prepaid, you aren't going to get it with this card, but you get the piece of mind knowing your checking account isn't going to get cleaned out.