Coming to a hospital near you, sign up now.

I must disagree. Noone knows with absolute certainty how this will shake out yet. WHY? because it hasn't taken effect and is not being used yet.

The best we have at this point is propaganda put out by both sides for and against it.

Mostly against, by insurance companies who rule business owners and how they run their business'

all I know for sure is that big business is against obamacare. This right here makes me want it even more.

I am absolutely certain that NO big business has MY best interests in mind.

Major insurance companies are already pulling out of California, see post 193. That is a fact.

Many companies are reducing people's hours to less than 30. That is a fact.

2 or maybe 3 apologists on this site have said their healthcare premiums are going down, everyone else has pointed out that they are being informed that their healthcare premiums are going up by a huge margin. That is a fact.

Obama has delayed major portions of the legislation (illegally) for years until after the 2014 election, that is a FACT.

Members of Congress and thousands of their staff members just got a 75% waiver on their premiums thanks to Obama. That is a FACT.

How many of these facts and others do you just choose not to see???
 
if that's the way you want to look at it I cannot change that. That's funny.

how bout the other points?

how bout more americans getting healthcare? I bet they don't deserve it huh?

Well that's the problem, I wouldn't care but I was promised that I could keep my plan but I can't because a 40% tax ACA is going to levy on it because it's "too good" and second I was promised it would increase rates and from I have been told it is expected to do no such thing but they will continue to increase yearly as they are doing now.

It's fucked up, we passed a bill that almost no American knew what was in it and it was written by lawyers and insurance companies. Disaster is painted all over the wall. Do you know why Obama postponed it a year?
 
pretty sure, me and mine will come out on top of this one. I could be wrong, we'll see.

As I stated earlier, perhaps your time would be better spent trying to figure out how to make the most of this situation instead of bitching about it on RIU...


bottom line,

I really wish what you write next was true, but it's what they said it would do, not what it's going to do for realz.

streamlining medical billing and such= good thing
I left a good paying, cushy job as a Rehab Director to become a consultant for provider offices to get kickbacks for meeting meaningful use and PQRS compliance. It pays very well because it takes someone with both clinical training and computer training with knowledge of HL7 interfaces to be able to navigate through the paperwork landmines. It has made paperwork so cumbersome that there are more nurses and clinicians working in healthcare that are filling out paperwork to the government than providing care.

covering preexisting conditions= good thing
Medicare/caid deny more coverage based on chronic conditions than all private insurance combined. It sucks no matter who does it but at least the private sector can no longer do it. Better hope you never end up on a government plan.

getting health care to millions of previously uncovered americans=good thing
CBO estimates there will still be 30M citizens without insurance (before amnesty)

breaking the grip of the insurance companies=good thing
If only...

It's happening folks................get used to it.
I'm not only getting used to it, I'm profiting quite nicely from it. I still do some PRN therapy because I like it, but what I'm doing now is pretty cool too. It can be aggravating as shit dealing with government compliance and repetitive red tape, but I'm a paid for trained professional. Imagine what the average Doctor is going through now. That's why they pay me. Do you think that will cause costs to go up or down?

I do have days where I feel like all I'm doing is filling out TPS reports, but it's rewarding easing professionals pain so they can worry more about patients than government. For those docs that can't afford a me, I really feel for them and expect them to sell out to hospitals. Thanks to government regulations aided by hospital corp lobbying, they get to bill at a different reimbursement for the same procedures.

A real life example of this is having a stress test performed at your cardiologist bills 700 to medicare. A stress test in the hospital is at a reimbursement rate of 2300 and change. What happens when the cardiologist sells his practice to the hospital and starts working for them is now the stress test in his office bills under the hospital code making it cost 2300ish at either place. The government regulations in place now count that office as part of the hospital. The doctor also just lost his incentive to work weekends and take on new patients. So while we are claiming to add all these people to the system, there will be less hours of available doctors. For the first time ever, more doctors work for hospitals than for themselves and it's trending higher.

So, reimbursement goes up, demand goes up, supply goes down. I just don't see how this is going to cut costs. I try, but it just will is not enough for me.

A 700B cut from medicare at a time when the largest section of our country is reaching medicare age and creating an atmosphere where medicare will be reimbursing inflated hospital rates even at a doctors office is what we've done. Like I said earlier, if my plan was to bankrupt the system so we could blow it up and start over, this is an excellent start.
 
The fundamental question I don't see anyone asking is: If you're a company and you're limited to a 20% profit margin after overhead cost, how would you do to increasing revenue? We don't expect medical expenses to stay static that's ridiculous.
 
A 700B cut from medicare at a time when the largest section of our country is reaching medicare age and creating an atmosphere where medicare will be reimbursing inflated hospital rates even at a doctors office is what we've done. Like I said earlier, if my plan was to bankrupt the system so we could blow it up and start over, this is an excellent start.

Cliff notes from last post in case it was tl;dr. Please debunk this.
 
I really wish what you write next was true, but it's what they said it would do, not what it's going to do for realz.


I left a good paying, cushy job as a Rehab Director to become a consultant for provider offices to get kickbacks for meeting meaningful use and PQRS compliance. It pays very well because it takes someone with both clinical training and computer training with knowledge of HL7 interfaces to be able to navigate through the paperwork landmines. It has made paperwork so cumbersome that there are more nurses and clinicians working in healthcare that are filling out paperwork to the government than providing care.

Medicare/caid deny more coverage based on chronic conditions than all private insurance combined. It sucks no matter who does it but at least the private sector can no longer do it. Better hope you never end up on a government plan.


CBO estimates there will still be 30M citizens without insurance (before amnesty)


If only...


I'm not only getting used to it, I'm profiting quite nicely from it. I still do some PRN therapy because I like it, but what I'm doing now is pretty cool too. It can be aggravating as shit dealing with government compliance and repetitive red tape, but I'm a paid for trained professional. Imagine what the average Doctor is going through now. That's why they pay me. Do you think that will cause costs to go up or down?

I do have days where I feel like all I'm doing is filling out TPS reports, but it's rewarding easing professionals pain so they can worry more about patients than government. For those docs that can't afford a me, I really feel for them and expect them to sell out to hospitals. Thanks to government regulations aided by hospital corp lobbying, they get to bill at a different reimbursement for the same procedures.

A real life example of this is having a stress test performed at your cardiologist bills 700 to medicare. A stress test in the hospital is at a reimbursement rate of 2300 and change. What happens when the cardiologist sells his practice to the hospital and starts working for them is now the stress test in his office bills under the hospital code making it cost 2300ish at either place. The government regulations in place now count that office as part of the hospital. The doctor also just lost his incentive to work weekends and take on new patients. So while we are claiming to add all these people to the system, there will be less hours of available doctors. For the first time ever, more doctors work for hospitals than for themselves and it's trending higher.

So, reimbursement goes up, demand goes up, supply goes down. I just don't see how this is going to cut costs. I try, but it just will is not enough for me.

A 700B cut from medicare at a time when the largest section of our country is reaching medicare age and creating an atmosphere where medicare will be reimbursing inflated hospital rates even at a doctors office is what we've done. Like I said earlier, if my plan was to bankrupt the system so we could blow it up and start over, this is an excellent start.


haha where did chesus go? I though he was going to explain how all this worked.
 
Another crazy lie is "streamlining" medical records. They make it sound as though all we'll have to do is fire up the computer and read any records we need. At one time, if you had a medical incident in California and needed records from Virginia it required a phone call and fax machine. After HIPAA, it required a few forms, a phone call, a few more forms, then a secured fax. Since then, we've mandated that you must be able to play nintendo games on x-box, x-box games on playstation etc etc. If this were easy and cheap to do, the private sector would have done this long ago. With the added regulations it now will require written forms faxed or scanned/emailed to HIM who grants this access to those records. HIM can only grant the access, they have no clue how to create this access so a professional whose job is it will have to build this access to nintendo from their playstation. If it's not 9-5 mon-fri it will have to wait. Before that specialist can create that access though, he must first aquire the correct signed documents from the requestee and fwd them to the security officer (HIPAA police) to grant the access to build the access that was granted by someone else already. Each person a highly paid person who is licensed but not practicing health care. The receiving end also needs a specialist so they can play your playstation games on their nintendo.

How is this streamlined and how is it cost saving?
 
Another crazy lie is "streamlining" medical records. They make it sound as though all we'll have to do is fire up the computer and read any records we need. At one time, if you had a medical incident in California and needed records from Virginia it required a phone call and fax machine. After HIPAA, it required a few forms, a phone call, a few more forms, then a secured fax. Since then, we've mandated that you must be able to play nintendo games on x-box, x-box games on playstation etc etc. If this were easy and cheap to do, the private sector would have done this long ago. With the added regulations it now will require written forms faxed or scanned/emailed to HIM who grants this access to those records. HIM can only grant the access, they have no clue how to create this access so a professional whose job is it will have to build this access to nintendo from their playstation. If it's not 9-5 mon-fri it will have to wait. Before that specialist can create that access though, he must first aquire the correct signed documents from the requestee and fwd them to the security officer (HIPAA police) to grant the access to build the access that was granted by someone else already. Each person a highly paid person who is licensed but not practicing health care. The receiving end also needs a specialist so they can play your playstation games on their nintendo.

How is this streamlined and how is it cost saving?

The records should be normalized and then the professionals should write conversion software to allow the normalized records to be handled by various software programs. It isnt complicated until the government makes it complicated.
 
Medicare/caid deny more coverage based on chronic conditions than all private insurance combined. It sucks no matter who does it but at least the private sector can no longer do it. Better hope you never end up on a government plan.


.


well, it is my humble opinion that private insurance companies have NO right to deny medical care.....period.

I mean, that's what you pay the premiums for. FUcking bastards, but they do, and continue to do so. Despite paying close to a thousand dollars a month in premiums. This is just my share. On top of the copays and deductables.

I know a guy whose daughter has maxed out her lifetime benefits for his insurance at the age of 14. She has severe scoliosis. He is still required to pay his thousand a month despite the fact that she is no longer covered. This is fucked. Under obamacare she will be covered, I know this is just awful isn't it? A young girl getting the medical care she so desperately needs?

I've dealt with medicaid alot, yes, there are certain hoops you have to jump through but ALL treatments were approved, and paid for 100%

I'm talking specialists and surgeries all kinds of shit. Someone in my family has several chronic conditions. I've dealt with both sides of the fence and all I can say is medicaid is better......period. even than bluecross/blueshield.


SHocking I know.

The other thing I would like to say is the only folks I hear bitching about this are those who make a lot of money.
people like to say how this is gonna effect the middle/ lower class but guess what? We aren't bitching YOU ARE.

Now I'm not directing that statement at you specifically ginwilly, I just quoted your post as a start to my post.

My point here is I'm tired of people talking about how this is gonna effect the middle/lower class when the people doing the bitching are not and never have been there.

As I stated earlier, I know I will lose some of my tax return. I'm good with that, and yes I depend on that money as much or more than most. I am in the middle/lower class of the tax bracket and from everything I have learned about obamacare it will only benefit me.
 
Major insurance companies are already pulling out of California, see post 193. That is a fact.?

Your point is??? I couldn't give a shit. As I said earlier I hope ALL insurance companies end up folding because of this.

Many companies are reducing people's hours to less than 30. That is a fact.

?

I am aware of How business is moving to protect their very greedy bottom line. Fuckem! It is my opinion that if these companies cannot provide their employees with decent benefits I hope they go bankrupt too. If a business cannot be profitable enough to provide for their ppl. we don't need those jobs.
2 or maybe 3 apologists on this site have said their healthcare premiums are going down, everyone else has pointed out that they are being informed that their healthcare premiums are going up by a huge margin. That is a fact.

?
I am also aware of how the insurance industry is moving to protect it's interests by increasing peoples premiums. Another fine example of why the ever greedy insurance business needs to be reigned in. Thank you for pointing that out.
Obama has delayed major portions of the legislation (illegally) for years until after the 2014 election, that is a FACT.
?
I would like you to post a link to this for me. I am aware of some of it but am not fully educated on what exactly is being postponed.
Members of Congress and thousands of their staff members just got a 75% waiver on their premiums thanks to Obama. That is a FACT.
?

Disgusting for sure. Are you surprised they are looking out for themselves? I'm not.
How many of these facts and others do you just choose not to see???

Not exactly sure why you are acting like such an asshole here? I am not blind to the things you have pointed out. In FACT I am quite aware of all of these points. Except one. which I ask for greater clarification on.

Bottom line is the FACT is most of these points you made only further reinforce what I said earlier about big business looking out for itself.

wtf?


that is a FACT


lol
 
Your point is??? I couldn't give a shit. As I said earlier I hope ALL insurance companies end up folding because of this.



I am aware of How business is moving to protect their very greedy bottom line. Fuckem! It is my opinion that if these companies cannot provide their employees with decent benefits I hope they go bankrupt too. If a business cannot be profitable enough to provide for their ppl. we don't need those jobs.

I am also aware of how the insurance industry is moving to protect it's interests by increasing peoples premiums. Another fine example of why the ever greedy insurance business needs to be reigned in. Thank you for pointing that out.

I would like you to post a link to this for me. I am aware of some of it but am not fully educated on what exactly is being postponed.


Disgusting for sure. Are you surprised they are looking out for themselves? I'm not.


Not exactly sure why you are acting like such an asshole here? I am not blind to the things you have pointed out. In FACT I am quite aware of all of these points. Except one. which I ask for greater clarification on.

Bottom line is the FACT is most of these points you made only further reinforce what I said earlier about big business looking out for itself.

wtf?


that is a FACT


lol

It doesn't sound like you want this for the people, your little rant there sounds pretty sadist. Sounds like you have a little hatred of capitalism and willing to fuck over good people to see it pushed to the limit.
 
Dude the Cadillac tax is straight forward you can look it up. Middle class families with good insurance is getting fucked hard. Don't be an apologist we have enough here.

who the fuck is apologizing?

You are delusional for sure!

A "good" insurance policy is a myth

The so called "Good' insurance I used to have cost roughly 25%of my gross yearly pay after premiums,copays,deductables etc,etc.

This was bluecross/blueshield.
 
It doesn't sound like you want this for the people, your little rant there sounds pretty sadist. Sounds like you have a little hatred of capitalism and willing to fuck over good people to see it pushed to the limit.

No, not at all. You really don't know me. I own and run a small business. SO I AM CAPITALISM DUMBASS.

I didn't rant at all. I responded to your buddy's rant.

Actually gin and I were conversing quite amicably up until nlsx's little tirade.

but....see it how you want
 
who the fuck is apologizing?

You are delusional for sure!

A "good" insurance policy is a myth

The so called "Good' insurance I used to have cost roughly 25%of my gross yearly pay after premiums,copays,deductables etc,etc.

This was bluecross/blueshield.

So it's ok for the government to tax an employer 40% for offering better insurance than everyone else. Fucking classic I thought you said all employers were dirt bags but this policy encourages it.
 
No, not at all. You really don't know me. I own and run a small business. SO I AM CAPITALISM DUMBASS.

I didn't rant at all. I responded to your buddy's rant.

Actually gin and I were conversing quite amicably up until nlsx's little tirade.

but....see it how you want

Your point is??? I couldn't give a shit. As I said earlier I hope ALL insurance companies end up folding because of this.



I am aware of How business is moving to protect their very greedy bottom line. Fuckem! It is my opinion that if these companies cannot provide their employees with decent benefits I hope they go bankrupt too. If a business cannot be profitable enough to provide for their ppl. we don't need those jobs.

I am also aware of how the insurance industry is moving to protect it's interests by increasing peoples premiums. Another fine example of why the ever greedy insurance business needs to be reigned in. Thank you for pointing that out.

FACT is most of these points you made only further reinforce what I said earlier about big business looking out for itself.

wtf?


that is a FACT


lol


Sounds like some pretty hard core anti-capitalist rhetoric for a capatalist.
 
joe, you're talking to a guy whose mouth is surgically attached to NLXSK's penis.

he is defending NLXSK in another thread where NLXSK said that the federal reserve is funded through taxpayer dollars.

these people are idiots, and you'd have a better time debating the kitchen table.
 
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