Your tap water may or may not be OK. PH is just one issue with tap water; chlorine, chloramine, and other additives can be issues as well as the mineral content of the water. I don't worry about PH since I grow organically but chlorine and chloramine are BIG issues for growing organically. Minerals can end up collecting in your soil and causing lockouts as well.
I purchased a sediment and two active charcoal filter units (Pure Water Products) which have effectively removed the chlorine and chloramine. RO can be nice too but is more expensive (not terribly), requires more maintenance and unless you bought a really big RO, the speed of water being produced can be an issue. I'm also enjoying having this water run to my kitchen cold tap and I'm not buying bottled water for me any more either. With RO water, you'll need to add back in some minerals - GO calmag is fine. I don't remember the recommended amount right now - the Rev talks about it in his book True Living Organics.
If money is an issue, I can say that before I purchased the filters, I used large old food containers to hold water. The chlorine and chloramine did dissipate after a few days. I've heard that chloramine won't dissipate with time, however, I believe what happened is that organic materials (from sitting outside) got in the water and bound with the chloramine. I don't really know the mechanism but since I purchased a test kit, I can say that sitting out for days can get rid of both. It really depends on your water supply and what is in it and your style of growing, how much the factors will play.