Free Checking &/or Savings Account?

sm0keyrich510 · May 27, 2011

where does one go for a FREE (i really mean free) checking account and/or possibly savings account?

which major banks offer this service?

im just looking for an account to put some of my cash in since i live with thieves and keeping all my money in cash isnt working out. :-|

herbavor · May 27, 2011

in my opinion, buy a safe.. but as far as a free account, sorry cant help.. correct me if im wrong but i think the jacks need a seperate warrant to access a locked cabnet/safe in a raid

secretweapon · May 27, 2011

Any bank but bank of America.

mame · May 27, 2011

The trick with most major banks is to get a direct deposit going or to always have a $1500 (varies between banks...sometimes it's $2000+) to qualify for free checking/savings.

But I wouldn't bank with BoA regardless of if they're free or not... They'll take any and every chance they get to rip you off(personal experiences... GRRR!!!). Same goes for Chase, I liked WaMu but Chase is a shitstorm.

Also, there's always credit unions and small, local banks that still offer free accounts I believe... No strings attached.

beardo · May 27, 2011

In my opinion you should only trust the lakota bank http://www.freelakotabank.com/
If you don't wan't to deal with them you can send it to me.

euthanatos93420 · May 27, 2011

Yeah fuck BoA. Look for a credit union if you can.

LickmyZach · May 29, 2011

I opened a checking and savings account at Chase.
Its free if i keep over $300 in the checking acc.

I would definately check Chase out, good for students.

Learning2Hydro · May 29, 2011

ING is highly recommended for savings accounts.

beardo · May 29, 2011

Lakota free bank is the only way to go

NoDrama · May 29, 2011

I worked for all the big banks as a contractor, the only good bank out there is US Bank.

beardo · May 29, 2011

NoDrama said:
I worked for all the big banks as a contractor, the only good bank out there is US Bank.

I got a lifetime account with lakota for a 100 ounce contribution to the general fund, and that pays dividends.

Timmahh · May 29, 2011

your local credit unions usually have free checking and/or savings. usually with a minimum 5.00 balance to keep the acnt open.

in yet another attempt to bilk blood from a turnip, the goverment is attempting to pass a law mandating all financial instutuions much charge for these services, so the government can then tax them and us more for it.

stand up and be counted, for what you are about to recieve.

euthanatos93420 · May 30, 2011

US Bank = Bank of America

asdf1 · May 30, 2011

secretweapon said:
Any bank but bank of America.

I have a free checking and savings account with bank of america for like 5 years I believe. Its their student account thing and it lasts 5 years from when you get it and then as long as you are a student I believe.

beardo · May 30, 2011

beardo said:
In my opinion you should only trust the lakota bank http://www.freelakotabank.com/
If you don't wan't to deal with them you can send it to me.

If you bank anywhere else your being used.

sm0keyrich510 · May 30, 2011

how good is us bank really? i have them locally but never been to one or know anyone that has...same goes for chase...

lakota bank huh? are they legit? i went to their page and it seemed...interesting..i almost wasn't 100% sure if it was a scam or not...

I currently has a wells fargo account but i dont keep anything in there...main reason being is that bank has screwed me over...sometimes i put money in there and it would mysteriously vanish...i'd call them up and they'd pretend like idk what im talking about...idk if it was the bank or someone hacking accounts but the money would vanish without showing it being spent..

the customer service sucks...so i only use that account when i wanna get something online really...other than that theres usually like $2 in it. lmao...

beardo · May 30, 2011

sm0keyrich510 said:
how good is us bank really? i have them locally but never been to one or know anyone that has...same goes for chase...

lakota bank huh? are they legit? i went to their page and it seemed...interesting..i almost wasn't 100% sure if it was a scam or not...

I currently has a wells fargo account but i dont keep anything in there...main reason being is that bank has screwed me over...sometimes i put money in there and it would mysteriously vanish...i'd call them up and they'd pretend like idk what im talking about...idk if it was the bank or someone hacking accounts but the money would vanish without showing it being spent..

the customer service sucks...so i only use that account when i wanna get something online really...other than that theres usually like $2 in it. lmao...

Lakota is real, they just deal in ounces instead of dollars.

sm0keyrich510 · May 30, 2011

beardo said:
Lakota is real, they just deal in ounces instead of dollars.

which means what in terms of how the banking experience is...?

im not too familiar with how these types of banks operate.

sm0keyrich510 · May 30, 2011

what kind of dividends does one get for the 100z donation? how much was the 100z in real USD?

beardo · May 30, 2011

sm0keyrich510 said:
what kind of dividends does one get for the 100z donation? how much was the 100z in real USD?

Their paying over 7% interest right now- Higher than anywhere else, and the Dividend last year was over three Ounces, which is around $120 in your 'real dollars' but you shouldn't think of it that way. as for how much is a hundred ounces? that depends on what you pay for them...but I can tell you their less today than they will be tomorrow. And the lakota will give you loans and help you more than any other place.

Free Checking &/or Savings Account?

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