injunction/court case updates

cannadan

Well-Known Member
their "costs" sound like they are getting covered.
In Ontario, costs are awarded on either a partial indemnity or a substantial indemnity basis. Partial indemnity costs are more common and they usually come to somewhere below 50% of your lawyer’s actual fees. Substantial indemnity costs are higher and are only awarded in certain instances. Substantial indemnity costs are awarded primarily where a plaintiff does better at trial than the settlement offer he or she made. In this case, the plaintiff will be entitled to substantial indemnity costs. Substantial indemnity costs may also be awarded where there has been reprehensible, scandalous or outrageous conduct on the part of one of the parties. However, such costs would not usually be awarded against a plaintiff in the absence of that kind conduct. Keep in mind that even substantial indemnity awards are not a total reimbursement of all fees.

from siskinds the law firm
 

GroErr

Well-Known Member
Just make sure you advise each and patient that by setting up ANY MMJ grow in their homes...they will void any homeowners insurance policy they currently have.
Yes, aware of that, I think anyone growing their own at this point with or without a license should be aware there's risk but good call-out for sure. It's not right but it is what it is. I personally don't expect anything from insurance companies and have minimal insurance on only the things that I have to legally or contractually. Try to claim anything and the first thing they'll do is try to find a way out of paying you. That industry's right up there with big pharma and tobacco imo.
 

cannadan

Well-Known Member
If you really loved specialty tomatoes you could easily invest...money for 2-1000 watt lights/ballast etc... and some
ventilation ...maybe a hydroponic set up....so the cash investment could be up there.
I think they are basically kinda the same thing, with maybe of a little lean towards security for the mmj grow.
which in turn should also lower your premiums due to camera installations etc...
 

TheRealDman

Well-Known Member
Not nessisarly true, you can get insurance to cover medical grows.

Itsme
Not after April 1st/2014, anywhere in Canada. Go ahead find the broker who will cover MMJ home grows right now (today). Please post a link, I'll sign up with them immediately.

The mainstream insurance industry will have adapt eventually...but there is no coverage available today for anyone growing MMJ.
 

cannadan

Well-Known Member
check wilcoz's video's....he has a broker on to discuss....and his co. was covering grows....
Its one of his more recent video's from say a month ago...
 

VIANARCHRIS

Well-Known Member
i like how the judge didn't like any of the defendants evidence


[239] With respect to health and safety risks, the Defendant submits that the witnesses provided cogent evidence to illustrate the risks associated with cannabis growing operations.

[240] I find that the evidence was insufficient and largely did not distinguish between legal cannabis growing operations under the MMAR and illegal growing operations. Additionally, there was limited, if any, expert evidence that convincingly asserted that these risks exist across the country and to a magnitude that mandates state interference.

[241] For fire risk as noted earlier, the Defendant relies on the expert evidence of Len Garis, the Fire Chief of Surrey, British Columbia. This evidence is unreliable for many reasons. Most importantly, this witness was not credible and was biased. He was an active public advocate against cannabis cultivation. His Report provided no analysis or context for the Court to accurately judge the purported fire risks. Instead, it was painfully obvious that his entire study was motivated to support a cause – his own personal view against residential growing operations.

[242] During Mr. Garis’ testimony, it was acknowledged that the risk of kitchen fires is higher than the risk of fires caused by residential cannabis cultivation (the Fire Commissioner Office fire statistics did not include a single fire at a legal medical cannabis production site between

Page: 85

2001 and 2012). He provided very little information on legal cultivation operations and focused his entire evidence on Surrey, British Columbia. Finally, he admitted that if a certified electrician carried out the modifications necessary at a production site, the alleged risk can be addressed.

[243] Although the Defendant relies on Ms. Ritchot’s evidence of other cities, who conducted similar but vastly smaller studies, no context is provided for the Court to adequately assess the studies and thus little weight is given to this evidence.

[244] The Plaintiffs’ rebuttal witness, Mr. Boileau, provided useful evidence that contextualized this risk under the MMAR regime. If in compliance with the Safety Standards Act, electrical installations at legal indoor marihuana grow facilities by MMAR license holders are just as safe as any other electrical installation at any other type of facility.

[245] For the specific health issue of toxic mould, the Defendant relied on the expert evidence of Dr. Miller. Dr. Miller noted that each marihuana plant added as much moisture to a house as approximately seven to ten houseplants. He specifically expressed concern with growing in a multi-unit residential building. The Plaintiffs’ witnesses, Mr. Schut, Mr. Colasanti and Mr. Nash, stated that proper steps must be taken to remove the excess moisture. I find that although mould appears to be a valid concern, the evidence demonstrates that the concern is extinguished with a proper ventilation system.

Page: 86

[246] On risk arising from the monetary value of marihuana, there was no evidence of actual theft or related risk. The Defendant’s argument was speculative at best, relying on the street value of marihuana at $5-$10 per gram.

[247] Regarding the potential criminal abuses of MMAR license holders, the evidence did not establish that this was a warranted risk. Importantly, I do not rely on any evidence by Corporal Holmquist as his examples were exposed under cross-examination as incomplete. The limited incidents listed in his Report cannot support his conclusions as they are not fully researched, lack important details and are not contextually analyzed. His conclusions are result-oriented and exhibit a biased analysis.

[248] The Defendant also argues that the restriction is consistent with international medical marihuana regimes. Concerns about diversion to the illegal market led to the development of the specific regimes in different countries. I note that the evidence at trial confirmed that each country was continuously changing their structures and administration to address the needs of patients requiring medical marihuana while the drug remains a banned substance federally.

[249] Canada, like some of the countries referred to in evidence, is a signatory to a number of international drug control conventions (see Hitzig, at paras 32 and 33). However it is not particularly helpful for this Court to focus on the systems in place in other countries as the policies and legal structures in place are vastly different region by region. Importantly, there was limited evidence of the concerns of non-commercial publicly regulated cannabis cultivation. The issues in this case are governed by Charter obligations, not international ones.
but we all said the same thing during the trial...what took six months to rule on?
 

itsmehigh

Well-Known Member
i just read it in the decision, the company had/has 300 clients Canada wide covering mmj. You would need to contact them to confirm the coverage, I'm just repeating what I read.

Itsme.
 

TheRealDman

Well-Known Member
i just read it in the decision, the company had/has 300 clients Canada wide covering mmj. You would need to contact them to confirm the coverage, I'm just repeating what I read.

Itsme.
Lloyds was the only company offering those 300 policies and the stopped issuing new ones in April 1st/2014. Those 300 that had MMJ policies in place before that cut off date have been getting renewals. I am currently with Lloyds, which is still the only company offering coverage for "former MMAR grows". Those lucky 300 policies mentioned are the only "covered" MMJ homegrows currently in Canada.
 

itsmehigh

Well-Known Member
i just read it in the decision, the company had/has 300 clients Canada wide covering mmj. You would need to contact them to confirm the coverage, I'm just repeating what I read.

Itsme.
128] Mr. Wilkins, an insurance broker with LMG Insurance Brokers (the insurance company is Lloyds of London), was a rebuttal expert for the Plaintiffs. He stated that in the course of his work between 2010 to the present, he has arranged for building insurance for approximately 300 MMAR cannabis growers who grow inside their residences, in outbuildings and at commercial properties. He provided expert evidence on the issue of insurability of legal MMAR sites, including risks of fire and theft at MMAR grow sites. He stated that the cannabis garden facilities he insures are properly and safely installed according to applicable by-laws and codes.

His evidence speaks to the workability of the MMAR in terms of community impacts. It also demonstrates that the MMAR sites did not pose the same problems as the illicit sites discussed by Dybvig.


Itsme
 
Top