Insurance coverage for mmj

leaffan

leaffan

Well-Known Member
MapleDonut said:
I have a Health Spending Account for my benefits coverage for the company I work for. It covers any medical expenses that are allowable by Revenue Canada. As cannabis is considered an eligible medical expense by Revenue Canada, I can apply for reimbursement for medications and a vaporizer. The HSA is with Wellknit. According to my plan, I can get reimbursed up to $750 directly from my HSA and anything more than that gets reimbursed 100% by Co-Operators Group. The company I work for is amazing.

As for traditional health coverage from most businesses, why wouldn't they cover for 80% of a prescription of cannabis? There is no DIN but my HSA is just requiring an invoice with my name and my LPs details. They were actually pretty knowledgeable about the MMPR process.
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Thank you very much!
 
torontoke

torontoke

Well-Known Member
I am trying to get my car insurance company to cover my expenses.
The dr wants me to use a solo arizer vaporizer and the lp has approved me for their compassionate pricing program.
I am currently living off the small amount of money my insurance pays me per week and i dont have much extra cash to keep up my drs recommended dosage.
My lawyer sent the insurance co a whole bunch of case files full of precedence and they said if i get the dr to fill out a whole bunch more forms and register on a website then they may cover it.
Even using the cheapest price per gram my script would cost me half my current income.
And no dr will allow me to return to work they say i am uninsurable
 
G

gb123

Well-Known Member
leaffan said:
Well it's not oil, but close enough....not sure on cost per bottle but when we looked at it last year it was estimated at roughly $4k for the year. Our doctor suggested mmj from a CC instead. Main reason was a better chance of finding the right strain.
Cost to make oil at home...minimal for sure.
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That is where you are wrong. It is oil Less than a gram in total. Easy to grab a vile and cook it down. It's been proven many times that it is the same shit for 1000 times the price.
Not oil.??... My god man. What the fuck is it then???
 
nsbudca

nsbudca

Well-Known Member
gb123 said:
That is where you are wrong. It is oil Less than a gram in total. Easy to grab a vile and cook it down. It's been proven many times that it is the same shit for 1000 times the price.
Not oil.??... My god man. What the fuck is it then???
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why ask a question if you're just gonna tell him he's wrong......
 
leaffan

leaffan

Well-Known Member
torontoke said:
I am trying to get my car insurance company to cover my expenses.
The dr wants me to use a solo arizer vaporizer and the lp has approved me for their compassionate pricing program.
I am currently living off the small amount of money my insurance pays me per week and i dont have much extra cash to keep up my drs recommended dosage.
My lawyer sent the insurance co a whole bunch of case files full of precedence and they said if i get the dr to fill out a whole bunch more forms and register on a website then they may cover it.
Even using the cheapest price per gram my script would cost me half my current income.
And no dr will allow me to return to work they say i am uninsurable
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Thanks....and good luck with the battle.
 
leaffan

leaffan

Well-Known Member
gb123 said:
That is where you are wrong. It is oil Less than a gram in total. Easy to grab a vile and cook it down. It's been proven many times that it is the same shit for 1000 times the price.
Not oil.??... My god man. What the fuck is it then???
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The reason I said it is not oil but close enough....
Sativex is a mixture of compounds from different plants that deliver the same dose every single shot , bottle...the same thc, cbd % and ratio..It is refined, standardized.

I'm not here to endorse GW or Sativex, in fact I'm not a big fan. I think most oil makers could fill the bill. Like I said my doctor suggested a CC over Sativex.

GB, lets try and keep this thread on topic and try to help each other, rather than pounce on an opportunity to see who's more correct. Arguing for the sake of arguing isn't very productive.
 
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gb123

Well-Known Member
just showing how the wrong idea can fuck things up.
Sativex is oil .....with some other shit to make it hit home faster. Simple stuff.
You come across as though you KNOW IT and when you start saying things that are incorrect... you should realize that.
To actually think you people are under GW's guise of it being an actual drug? Fuck me!!!... this is exactly what Im yappin about.
Anyone can make this shit at home. For next to nothing. It's not a DRUG that is manufactured/synthesized ... although they want you to believe this!!! THC and CBD cannot have a DIN on them. PERIOD!!!
The day we lose this is the day we lose everything!
What part of this are you all missing out on.
You fight a fight and you don't even know why it seems.
 
leaffan

leaffan

Well-Known Member
gb123 said:
just showing how the wrong idea can fuck things up.
Sativex is oil .....with some other shit to make it hit home faster. Simple stuff.
You come across as though you KNOW IT and when you start saying things that are incorrect... you should realize that.
To actually think you people are under GW's guise of it being an actual drug? Fuck me!!!... this is exactly what Im yappin about.
Anyone can make this shit at home. For next to nothing.
What part of this are you all missing out on. You fight a fight and you don't even know why it seems.
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What part of keeping this thread on topic don't you understand?
Start a new thread if you want to debate how much or little I know.
Please...
 
G

gb123

Well-Known Member
INS coverage... and "DINS" go hand in hand.

This is my point!

MMJ will never have a DIN. the day it does. The whole world is in a heap of trouble!

Do you understand where Im coming from now? :)
I'm so misunderstood :lol:
 
WHATFG

WHATFG

Well-Known Member
I can grow foxglove and extract digitalis. But there's a big company (somewhere) that's already done that. Now there's a big companies extracting cannabinoids and looking to sell them in a spray, tablet, syrup...the more I think about it, the more I think that the genie is out of the bottle. Sativex, Nabilone, Marinol...were the baby steps to what's coming. Control, control, control.
 
G

gb123

Well-Known Member
Marinol CAN kill you with it's side effects!!
Its 'synthetic THC'
It has a DIN. It's not real. AND IT CAN KILL YOU!!!! Awesome shit they make when you can just use the real deal.
But They cannot put a DIN on something nature makes!

THATS THE FUCKING PROBLEM !!! :)
 
leaffan

leaffan

Well-Known Member
gb123 said:
INS coverage... and "DINS" go hand in hand.

This is my point!
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This is one of the key points.
I'm saying that I think we are close to breaking this agreed upon point.
I am really interested in hearing cases where patients are covered. I know they are out there.
 
leaffan

leaffan

Well-Known Member
WHATFG said:
I can grow foxglove and extract digitalis. But there's a big company (somewhere) that's already done that. Now there's a big companies extracting cannabinoids and looking to sell them in a spray, tablet, syrup...the more I think about it, the more I think that the genie is out of the bottle. Sativex, Nabilone, Marinol...were the baby steps to what's coming. Control, control, control.
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Very slippery slope indeed.
 
torontoke

torontoke

Well-Known Member
Apparently people on welfare and other government assistance programs get it covered or at least thats what ive heard.
But i only know one guy whos work insurance covers his mmj.
And trust me they didnt want to he had to fight and get his lawyer involved.

The din is just the excuse the insurance companies use because they know mj has no din.
Hc will never give it a din because that would mean they finally accept it as a legitimate medication.
 
leaffan

leaffan

Well-Known Member
Maybe I should have asked if we want coverage for mmj?

All inclusive coverage....ie, purchased from an LP, or the cost of the equipment for your own home grown ( legal in the future I hope ).
 
WHATFG

WHATFG

Well-Known Member
I understand what you're saying gb...because mj is a natural substance, it will never get a din and therefore total insured coverage. However, once you start extracting the individual contituents you have then "altered" that natural substance. Some folks are still so scared of mj that they will believe that the improved version is safer, better, whatever bs they're spoon fed. Extractions are where big pharma is headed and the original plant are just a means to an end. If people revolt....maybe....
 
leaffan

leaffan

Well-Known Member
WHATFG said:
I understand what you're saying gb...because mj is a natural substance, it will never get a din and therefore total insured coverage. However, once you start extracting the individual contituents you have then "altered" that natural substance. Some folks are still so scared of mj that they will believe that the improved version is safer, better, whatever bs they're spoon fed. Extractions are where big pharma is headed and the original plant are just a means to an end. If people revolt....maybe....
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GW has another product going through for approval...ducking head... Epidiolex.
Is DIN required for coverage? I don't think so.
 
torontoke

torontoke

Well-Known Member
The lady in ns won her case against the gov
She was on welfare and submitted all her reciepts etc and they refused to pay then after a court battle she won and now they pay her whole ticket.
It set precedence so now hc is kind of on the hook because they have been ordered to pay for hers
 
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