Insurance for the home. Are we still denied to make a claim?

So with it legal now, how can they deny us what we paid for. Anyone test these waters yet?

Until my dump is paid for and not owned by the bank I am keeping it to myself. Let someone else test it out.

As per my broker...standard policies now cover MJ grows (sort of). They will only cover loss of actual product, not crops, nor equipment. And...it’s only a ridiculous cap of like $250. However, there is nothing that he has seen in any standard policies that says...a total loss would be denied if the cause originated in the grow. So that’s gonna be the big test!