HEY!! I had the same problems before planting my plants a week ago...I was afraid I couldnt manage to plant the seeds, nor to make them germinate...first,,I didnt read about the paper towel method...and I planted my seeds (3seeds) in their final pots, straight away, by poking a 1cm hole...and shoving(gently) the seeds in them, covering, watering etc...I waited 3/4 days and nothing happened, although I kept watering...so I got frustrated, even if all the guys who helped me said not to worry..
SO
I got 2 other new seeds,
I put some towels in a plate, 2 seeds, watered them, put a towel on top, a plate on top of the other plate to keep my seeds in total darkness, and I wrapped the whole thing in a wool planket, and placed it on the radiator (lol)...the whole thing was a good idea, because the radiator was the temperature my seeds were supposed to grow in...23C°...after a day my seeds didnt germinate and I was poking my eyeballs out of my skull with frustration...but then they germinated!!!!!!!!
I was happy and put my seeds in pots, but after a few days also the seeds which I planted directly in the pots germinated...and these plants were even healtyer than the other two! soooooo if you really suck at transplanting your germinated seeds, although I havn't got much experience..I suggest to plant the seeds directly in the pots! and then transplant in bigger pots!
PS: remember to put your light next to the small plants when they sprout,,,because otherwise the plants will grow to tall and weak...all of my plants eccept one are too tall :S and I only have 4 crappy small plants (but I love them)...
CHEERS!!!