Obamacare - What to do

UncleBuck

Well-Known Member
I do not know, nor care, what who has. Tell us all the ones that do. When you get done with that, you can wash my car.
and if he doesn't wash your car, none of the advances in medicine can prevent him from meeting the same fate as your former family, may they RIP.
 

Rancho Cucamonga

Active Member
So I read through the thread on 2016 which started out about Obamacare and went into infinite other things.

My opinion on Obamacare is that we're better off with it than without it but it's still a shitty bill. I read a ton of what I'd describe as paranoia on that thread and don't think it is anything to fear. I personally support a single-payer system and something more akin to our Canadian and European friends. I say that even though it would likely have a negative impact on me personally, as I'm one of those fairly high income people with good employer-based insurance. I try to view all issues from a macro viewpoint of what is best for society rather than for me personally.

On Obamacare, he was determined to pass something for legacy sake. He knew that in the current (or 4 yr ago) environment, he'd never get anything through unless he got pharma and the insurance companies on board - so yes, just more cutthroat capitalism rather than a care-oriented approach. And then he refused to look into the malpractice lititgation issues that are very real for providers today because he wasn't going to fuck with the trial lawyers. Point being, I have my views on what should be done but I also try to be objective.

With no offense intended to anyone, what pisses me off is how the opposers never seem to have any suggestions. Being against something without any recommendations isn't of much value. So thus the point of this post. I'm curious what ya'll think should be done.

Today, insurance is tied to employment and employers have no mandate to offer or defray costs. Do you believe any full time employer should be forced to have a health care program reasonably priced and subsidized by the employer? Should there be regulations on what that insurance offers? Should insurance be tied to employment.

A huge cost today is people who don't have or can't afford insurance using the emergency room. I made a career change a year ago and looked into buying a policy. What I found is that all that exists out there are policies to protect you if something major happens - cancer, run over by a bus, etc. There's a huge deductible. What it does not cover AT ALL for the most part is the ability for someone to do what I did yesterday - take their sick kid to the doctor. So..... in today's world if you buy a policy for the worst-case scenario, you still will likely use the emergency room and lack primary care to take care of things before they are too bad.

The reason why I support a socialized healthcare system where people can buy supplemental insurance to improve choices is because it allows everyone to go to the doctor and get taken care of. It doesn't force employers to pay for it, which in turn makes burgers cost too much. It admits that all human beings deserve basic dignity and health.

I suport single payer because it would cut huge amounts of administartive costs that make life horrendous for practitioners. I have a good friend who is a GP and trying to comply with each insurance company's rules, chase them down for payment, answer their stupid questions, etc adds a huge distarction and amount of cost to the business.

I'm happy to go on and on with my opinions but I am curious what the naysayers to Obamacare or socialized medicine believe should be done. I will say up front that if you try to claim the market solves all woes or that we shouldn't give a shit about anyone but ourselves, then you're fundamentally ignoring the issue. I'm curious what reforms you support to make healthcare more accessible to the majority of people who don't have it - the WORKING poor.
Single-payer is the only way to go. No private insurance involved at all. Unfortunately we have a corrupt and broken government so it will never happen.

Obama didn't even fight for universal let alone single-payer, even didn't even really push for the public option. In most cases Obamacare as we know it will cause health care prices to rise for most, not fall. Health care premiums are rising and Obamacare will not stop this trend. The whole thing is just a disguise, which will be revealed to all once they need care.

Obama is a fraud.
 

Red1966

Well-Known Member
Single-payer is the only way to go. No private insurance involved at all. Unfortunately we have a corrupt and broken government so it will never happen. Obama didn't even fight for universal let alone single-payer, even didn't even really push for the public option. In most cases Obamacare as we know it will cause health care prices to rise for most, not fall. Health care premiums are rising and Obamacare will not stop this trend. The whole thing is just a disguise, which will be revealed to all once they need care. Obama is a fraud.
Obamacare was designed to fail. When it does, single-payer will be offered as the next "solution".
 

ChesusRice

Well-Known Member
Single-payer is the only way to go. No private insurance involved at all. Unfortunately we have a corrupt and broken government so it will never happen.

Obama didn't even fight for universal let alone single-payer, even didn't even really push for the public option. In most cases Obamacare as we know it will cause health care prices to rise for most, not fall. Health care premiums are rising and Obamacare will not stop this trend. The whole thing is just a disguise, which will be revealed to all once they need care.

Obama is a fraud.
Yes he did. Joe Lieberman the crucial 60th vote in the senate said he would vote against anything with the universal option in it. You do know who Joe Lieberman is...right?

 

Wavels

Well-Known Member
Obamacare is a disaster waiting to happen, a veritable house of cards...its collapse is inevitable because the cost of using the mandated policies will be prohibitive because of the large deductibles and co-pays. Many Americans will find themselves not only with a policy they can’t afford, but also with one they cannot afford to use. Those who cannot afford the insurance,even with a subsidy, will be faced with a costly penalty, and in many cases, this, too, will be difficult, if not impossible, to pay. As each year’s subsidy is based on last year’s income, there will be a substantial year-end tax liability for those who must repay the subsidy in whole or part because their income increased during the year. The stress alone from such a regressive scheme is, without a doubt, not conducive to good health and well-being:joint:

Diets will worsen for millions of Americans as they struggle with a new large expense. Thus, the effect of Obamacare will be to worsen the health of millions. Indeed, a “glitch” in the legislation allows millions to be priced out ofcoverage. Alternatively, Americans might be able to acquire health insurance coverage but have no doctors willing to treat them.The demand that Obamacare places on household budgets in which there is no slack makes me wonder where the president’s economists were while the insurance lobby crafted the product that serves the profits of insurance companies. Two well-known economic facts are that real family income has been stagnant or declining for a number of years and Americans are over their heads in debt.How does Obama preside over a recovery when consumer purchasing power is redirected to insurance company profits? Obamacare not only rations health care by what a person or family can afford,but also has implications for Medicare patients. Hundreds of billions of dollars are siphoned from Medicare to help pay the cost of Obamacare. The health care provided to Medicare patients will decline with the reduced payments to care providers. Health care seems destined to be rationed according to the age and illnesses of Medicare patients. Those judged too old and too ill could be denied expensive treatments or procedures that would prolong their lives.


Obama will rue the day that his name was put on this special interest legislation, and most Americans, once they realize what has been done to them, will be angry that special interests again prevailed over the health of the nation.
 

UncleBuck

Well-Known Member
Obamacare is a disaster waiting to happen, a veritable house of cards...its collapse is inevitable because the cost of using the mandated policies will be prohibitive because of the large deductibles and co-pays. Many Americans will find themselves not only with a policy they can’t afford, but also with one they cannot afford to use. Those who cannot afford the insurance,even with a subsidy, will be faced with a costly penalty, and in many cases, this, too, will be difficult, if not impossible, to pay. As each year’s subsidy is based on last year’s income, there will be a substantial year-end tax liability for those who must repay the subsidy in whole or part because their income increased during the year. The stress alone from such a regressive scheme is, without a doubt, not conducive to good health and well-being:joint:

Diets will worsen for millions of Americans as they struggle with a new large expense. Thus, the effect of Obamacare will be to worsen the health of millions. Indeed, a “glitch” in the legislation allows millions to be priced out ofcoverage.http://www.huffingtonpost.com/2013/01/30/obamacare-glitch-priced-out-of-health-care_n_2585695.html?view=print&comm_ref=falseAlternatively,Americans might be able to acquire health insurance coverage but have no doctors willing to treat them. http://www.californiahealthline.org/...-pay-cut.aspx#The demand that Obamacare places on household budgets in which there is no slack makes me wonder where the president’s economists were while the insurance lobby crafted the product that serves the profits of insurance companies. Two well-known economic facts are that real family income has been stagnant or declining for a number of years and Americans are over their heads in debt.How does Obama preside over a recovery when consumer purchasing power is redirected to insurance company profits?Obamacare not only rations health care by what a person or family can afford,but also has implications for Medicare patients. Hundreds of billions of dollars are siphoned from Medicare to help pay the cost of Obamacare. The health care provided to Medicare patients will decline with the reduced payments to care providers. Health care seems destined to be rationed according to the age and illnesses ofMedicare patients. Those judged too old and too ill could be denied expensive treatments or procedures that would prolong their lives.


Obama will rue the day that his name was put on this special interest legislation, and most Americans, once they realize what has been done to them, will be angry that special interests again prevailed over the health of the nation.
:peace:

 

Wavels

Well-Known Member
^^^^^


Your brilliant insight may force me to reconsider my viewpoint....I am going to fire up a bowl of Wappa and get back to you...
 

UncleBuck

Well-Known Member
^^^^^


Your brilliant insight may force me to reconsider my viewpoint....I am going to fire up a bowl of Wappa and get back to you...
your copy and paste chain mail mental retardation reminds me of people claiming that 45% of doctors would quit if the PPACA passed. when i pointed out that the study was a mail in survey with misleading verbiage and a total of 3% of mailers returned, you retards just dug your heels in further.

well, it's years later now. and as you retards can see, it is not the case that 45% of doctors quit because the PPACA passed.

just like with your retards' "skewed poll" theory, reality gave you a massive bitch slap and yet you retards keep going, doubling down on even more mental retardation.

did i mention that your retarded hysteria is retarded?
 

Stellah

Active Member
Obamacare is a republican idea what they worry about it is middle class will like it and give credit to a Democratic president

What you forget is that Republican does not =Conservative....Most of todays "Republicans"are not Coservatives.For example...Most Liberals would hate JFK because he was far more consevative than today Republicans.Hence the name RINO.We have come very Left.Republican/Democrat=the same thing.They are both beholden to big government,corporations etc.So you are completely wrong.This I know to be fact based on what our Government is telling us.....$16,000-$20,000 minimum per year per family of (4).Thought is was going down.Guess not.Look,here is the problem.No matter what there WILL be "DEATH PANELS"you SHALL be told weather or not you will get treatment and what kind based on necessity.PERIOD.You SHALL take the plan or pay a penalty.This is the easiest,most convenient way to control us all.What in the hell is wrong with everyone?We are soooo fucked,I mean our kids anyway are.None of us need care cause we will be dead.Shame on us for what we are allowing...There are no political parties.There are is however philosophies,POV,types of opinions,Left,Right,socialist etc.You know we are fucked when most people think we are a Democracy when we are no such thing...I mean most dont know what type of Government we are.When people think Liberal means"open minded"instead of a political point of view and apply that to politics you know we are fucked.I feel bad for our kids and grandkids.
 

GrowinDad

Well-Known Member
I will take a different stance. Now I don't think there will be death panels. But I also think we give our pets far more end of life dignity than we do people. If someone is 99 years old, should they be given chemotherapy or held on a respirator? Or should we accept the fact that we all will die and sometimes we are spending huge amounts of money to cheat the inevitable while causing the ill to suffer more in their last days?
 

Stellah

Active Member
I will take a different stance. Now I don't think there will be death panels. But I also think we give our pets far more end of life dignity than we do people. If someone is 99 years old, should they be given chemotherapy or held on a respirator? Or should we accept the fact that we all will die and sometimes we are spending huge amounts of money to cheat the inevitable while causing the ill to suffer more in their last days?

In a free loving society we dont do that as imperfect as we are.Do you want someone deciding if you should die and when?If no panels then who makes the call?If the Gov. Runs it then someone makes decisions.Bottom line is that the Gov. should not decide weather you get chemo. or what you eat or how about what you SMOKE?what requirements will you abide by.I know,we can be like the Borg.Mindless Robots.we are in so much trouble.
 

lifegoesonbrah

Well-Known Member
I will take a different stance. Now I don't think there will be death panels. But I also think we give our pets far more end of life dignity than we do people. If someone is 99 years old, should they be given chemotherapy or held on a respirator? Or should we accept the fact that we all will die and sometimes we are spending huge amounts of money to cheat the inevitable while causing the ill to suffer more in their last days?
We already have death panels for drone strikes.
 

canndo

Well-Known Member
So I read through the thread on 2016 which started out about Obamacare and went into infinite other things.

My opinion on Obamacare is that we're better off with it than without it but it's still a shitty bill. I read a ton of what I'd describe as paranoia on that thread and don't think it is anything to fear. I personally support a single-payer system and something more akin to our Canadian and European friends. I say that even though it would likely have a negative impact on me personally, as I'm one of those fairly high income people with good employer-based insurance. I try to view all issues from a macro viewpoint of what is best for society rather than for me personally.

On Obamacare, he was determined to pass something for legacy sake. He knew that in the current (or 4 yr ago) environment, he'd never get anything through unless he got pharma and the insurance companies on board - so yes, just more cutthroat capitalism rather than a care-oriented approach. And then he refused to look into the malpractice lititgation issues that are very real for providers today because he wasn't going to fuck with the trial lawyers. Point being, I have my views on what should be done but I also try to be objective.

With no offense intended to anyone, what pisses me off is how the opposers never seem to have any suggestions. Being against something without any recommendations isn't of much value. So thus the point of this post. I'm curious what ya'll think should be done.

Today, insurance is tied to employment and employers have no mandate to offer or defray costs. Do you believe any full time employer should be forced to have a health care program reasonably priced and subsidized by the employer? Should there be regulations on what that insurance offers? Should insurance be tied to employment.

A huge cost today is people who don't have or can't afford insurance using the emergency room. I made a career change a year ago and looked into buying a policy. What I found is that all that exists out there are policies to protect you if something major happens - cancer, run over by a bus, etc. There's a huge deductible. What it does not cover AT ALL for the most part is the ability for someone to do what I did yesterday - take their sick kid to the doctor. So..... in today's world if you buy a policy for the worst-case scenario, you still will likely use the emergency room and lack primary care to take care of things before they are too bad.

The reason why I support a socialized healthcare system where people can buy supplemental insurance to improve choices is because it allows everyone to go to the doctor and get taken care of. It doesn't force employers to pay for it, which in turn makes burgers cost too much. It admits that all human beings deserve basic dignity and health.

I suport single payer because it would cut huge amounts of administartive costs that make life horrendous for practitioners. I have a good friend who is a GP and trying to comply with each insurance company's rules, chase them down for payment, answer their stupid questions, etc adds a huge distarction and amount of cost to the business.

I'm happy to go on and on with my opinions but I am curious what the naysayers to Obamacare or socialized medicine believe should be done. I will say up front that if you try to claim the market solves all woes or that we shouldn't give a shit about anyone but ourselves, then you're fundamentally ignoring the issue. I'm curious what reforms you support to make healthcare more accessible to the majority of people who don't have it - the WORKING poor.

I and my wife have personal policies. I had an attack of atrial fibrulation two years ago that cost me a thousand dollars even WITH the insurance - but that wasn't the real cost- the real cost was the fact that they raised my rates a hundred bucks a month. My wife just got a notification that her insurance will be raised by 15 percent - or 42 dollars a month. We have a choice, we either get a plan that covers less while co-pays and the like go up or we pay the extra, until next year or the year after when it goes up yet again.

I don't know if Obama care will help folks like us - healthy generaly but on the cusp of medicare - another 5 years for me and who knows what I will be paying by the time that number rolls around.

I had a hell of a time getting my original plan because I took blood pressure meds and cholesterol meds. Now a HUGE percentage of people are in the exact same situation - we take preventative medication, there is nothing really wrong with us but it is called a "pre-existing condition". It will prolong my life, of that there is little doubt but were I to have opted not to take those meds it would have been easier to get insured. Now what sort of sense does that make?

I don't know what the actuarials look like but I suspect it is just an excuse in order for insurance companies to winnow out anyone who is not perfectly healthy - AND has the money - the sweet spot. This is not what insurance is supposed to be for, it is supposed to be a pool but what we have is akin to the illegal practice of auto insurance "red lining". Even though Obama care isn't very good, at least I am assured that I CAN get insurance at all (if I can afford it).


I havn't read what the others have said yet but the reality is this - there is no place in America for Health insurance. Insurance offers absolutely nothing to the health of the nation. Nothing. All it does is contribute to executive's pay and perhaps a bit toward stock holders while actually contributing to the cost of health care.

Insurance companies ration, they have death panels. So what is different between that and what the right claims is wrong with Obama care?

One day the right will attempt to take credit for the changes that have been made in America regarding health insurance and one day we will join the other civilized nations on the planet and actually have a health care system that makes sense.
Obamacare is a first step in that direction.
 

canndo

Well-Known Member
I followed it a little bit.

Keeping things simple, my personal insurance is 50% higher now and my family members are now paying upwards of $500 a month to cover just 2 people since the regulations went through. Is my insurance *any better,* fuck if I know. I've only used it twice for the 4-5 years I've had it. My plan isn't "Cadillac" plan or anything special, its literally just enough to reduce the cost of a visit if I ever need one.

So far, without obamacare even going into effect this is my personal experience.

My opinion though is that making healthcare affordable could be done by capping law suits, thereby lowering malpractice insurance which in turn would lower healthcare. If memory serves, malpractice insurance is over 1/3 the cost of practice.
Look carefully at what you said - that the cost of health care rises because of..... insurance.

California put a cap on law suits and the premiums rise just as much and are just as high as in states where there is no such cap. Such a cap will serve only corporations and those who seek to get away with shoddy care and faulty products.

Capping suits will limit the average joe from having any recourse at all, when even now they are shoved into an arbitration corner that is unbalanced as well. Big business would LOVE to operate in a world where there are no consequences.
 

nontheist

Well-Known Member
People live longer now.
HOw did you get "caught"?
Because even the poorest countries with nonexistent healthcare coverage can have higher life expectancy than what we consider the best. One of those little facts that makes liberals edgy, as you can see canndo is already bouncing around it.

A closer look will reveal that our medical treatment is well for lack of a better word, just wrong. Even excluding the profiteering from insurance companies and medical field professionals Cuba spend 4% of what we do and has a higher life expectancy.

http://en.wikipedia.org/wiki/List_of_countries_by_life_expectancy
 
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