Dr Kynes
Well-Known Member
first you need to find out what actually is covered, how many doctor visits you can have, whether prescriptions are covered (which they probably arent) vision/dental? is there and annual maximum payout? etc etc etc.My Obamacare info..My policy is the 1500 and that is what my deductible is....And what that covers I have no idea, These are the only choices there is for me....So you can see it is not cheap...
I am not sure what Co pay is?....I know that I don't get any help or tax credits because of my income...
you should also find out what services require a co-pay, and what your deductible is.
otherwise you might just be throwing your money down a rathole.
medical insurance that only covers paying the orderly who wheels you into the morgue isnt worth shit.
what you want for that much dough is a FULL MEDICAL PLAN like there used to be before HMO's where you pay $X/month and you are covered for everything from a kid with the sniffles to full body traction after an ill-advised attempt at Bull Riding.