Hello en4cer123, Foil can burn your girl with it's reflection and you also lose most of the light that is reflected of off it. I found when i first started growing at the begining of the year (i was also on a budget of £0.00) Thick White A4 Paper reflected the light much better than Foil and White Plastic Bags, or you can use a Matt White Paint (Water Based). Hope this Helps you a little?
Good luck & Happy Growing