man just get urself a visa gift card from like walmart and send them to somewhere else besides your grow spot.I've ordered with my own CC.Just use reliable sites that people mention here on RIU and you'll be growing in no time,that is if you have everything else course.
There is a whole section on here for seed bank reviews. Do a little homework and check it out every company is on there and when your seeds come it would be good of u to post your results there. We are on this together and that's a great way to help keep people from getting screwed.