Thanks Obama, seriously.

I don't know if it's legal, but if it isn't congress should pass it into law.

Obama is set to expand the cap on student loan repayment.

The cap will be set to 10% of income.

I think this is a good idea.

Anyone think this is a bad idea?

i'm still waiting for the legislation they passed on regulating the volume of TV commercials to kick into effect.

it's been about three years already, what gives?

thanks, obama!

The commercials on tv are so loud if I'm not watching something on tivo I mute the shit.

So it looks like we have to complain to the FCC about the volume to get things investigated.

"The Commission will rely on consumer complaints to monitor industry compliance with these new rules. You may file a complaint with the FCC and report commercials that seem louder than the programming that they accompany. The information in your complaint will help the Commission identify possible problem areas and will assist it in its enforcement of these rules. Specifically, the Commission will use the detailed information provided by consumers in their complaints to identify patterns or trends of noncompliance for a particular station, pay TV provider or commercial and investigate and take action, as appropriate."

http://www.fcc.gov/guides/program-background-noise-and-loud-commercials

I really don't watch much live TV anymore, thankfully.

Netflix and DVR rule my TV. Well that and the PS4.

my sister has a tv, i think the tech is called smart tv, where it magically plays all shows / commercials at the same volume.. it's a beautiful thing, let me tell you, and i'm pretty sure her tv is at least 5 or so years old now i'd say..

expertly derailed.

UncleBuck said:

i'm still waiting for the legislation they passed on regulating the volume of TV commercials to kick into effect.

it's been about three years already, what gives?

thanks, obama!

Click to expand...

Seriously though, what the hell.

BigNBushy said:

I don't know if it's legal, but if it isn't congress should pass it into law.

Obama is set to expand the cap on student loan repayment.

The cap will be set to 10% of income.

I think this is a good idea.

Anyone think this is a bad idea?

Click to expand...

Why didn't you go to a less expensive school if you can't afford to pay your loans? All of the responsible people, including me, stayed in state and public.

You rail against working people getting an increase in minimum wage, yet you are too much of a bum to pay your student loans? Maybe you shouldn't have been a liberal artist.

MidwesternGro said:

Why didn't you go to a less expensive school if you can't afford to pay your loans? All of the responsible people, including me, stayed in state and public.

You rail against working people getting an increase in minimum wage, yet you are too much of a bum to pay your student loans? Maybe you shouldn't have been a liberal artist.

Click to expand...

WTF are you talking about?

I never said anything about my personal loans.

Stop making assumptions.

My loans are already consolidated. This has no impact on me.

I think it's good for society.

I don't think increasing minimum wage 100% overnight is good because it would suddenly put many more people at minimum wage.

This would give people a break who have worked hard and have earned a break.

Bums who financed their expensive education and made nothing out of it, that defaulted will still not be paying.

The poor kid who has 30k in loans from 4 years at state to become a teacher at 27k per year will get a hand up.

I like to help people that help themselves.

I don't like to give people money for nothing.

I was offered money for nothing, enough to live in poverty for the rest of my life. I said no because it prohibited me from helping myself.

BigNBushy said:

WTF are you talking about?

I never said anything about my personal loans.

Stop making assumptions.

My loans are already consolidated. This has no impact on me.

I think it's good for society.

I don't think increasing minimum wage 100% overnight is good because it would suddenly put many more people at minimum wage.

This would give people a break who have worked hard and have earned a break.

Bums who financed their expensive education and made nothing out of it, that defaulted will still not be paying.

The poor kid who has 30k in loans from 4 years at state to become a teacher at 27k per year will get a hand up.

I like to help people that help themselves.

I don't like to give people money for nothing.

I was offered money for nothing, enough to live in poverty for the rest of my life. I said no because it prohibited me from helping myself.

Click to expand...

So people working for under whatever they want to raise the minimum wage to aren't working hard enough to earn a break, but some liberal artist who is teaching a class is?

I think that the liberal arts fried your brain -- along with all that heroin you shot up.

Working a job adds value to the economy, sitting in a classroom and "learning" about liberal artistry adds NOTHING to the economy. How many people are going to use their Art History degree?

How about instead of expecting the tax payer to bail out these student loans via IBR we create an incentive to work by raising the minimum wage. That way people will work instead of being liberal artist cockroaches subsisting on student loans.

MidwesternGro said:

So people working for under whatever they want to raise the minimum wage to aren't working hard enough to earn a break, but some liberal artist who is teaching a class is?

I think that the liberal arts fried your brain -- along with all that heroin you shot up.

Working a job adds value to the economy, sitting in a classroom and "learning" about liberal artistry adds NOTHING to the economy. How many people are going to use their Art History degree?

How about instead of expecting the tax payer to bail out these student loans via IBR we create an incentive to work by raising the minimum wage. That way people will work instead of being liberal artist cockroaches subsisting on student loans.

Click to expand...

Boy you've got it all figured out. Lets eliminate liberal arts degrees and we can fix merica! Do you even know the statistics of drops outs in college? I have a feeling this is more who this bill is target towards, you know the people you're trying to get minimum wage hiked for. derp

My one bud used to paint houses before he went to college.
It's been a few years but I talked to him last week.
He has a degree and can't find a job,
other than still painting houses.

MidwesternGro said:

So people working for under whatever they want to raise the minimum wage to aren't working hard enough to earn a break, but some liberal artist who is teaching a class is?

I think that the liberal arts fried your brain -- along with all that heroin you shot up.

Working a job adds value to the economy, sitting in a classroom and "learning" about liberal artistry adds NOTHING to the economy. How many people are going to use their Art History degree?

How about instead of expecting the tax payer to bail out these student loans via IBR we create an incentive to work by raising the minimum wage. That way people will work instead of being liberal artist cockroaches subsisting on student loans.

Click to expand...

Oh, well the folks who majored in things like african American studies, medieval European art and stuff like that are often the ones making minimum wage.

IBR does nothing to mess with supply and demand.

Labor is a supply and demand situation. The only people making more than they are worth are those making minimum wage, but the law says they have to make that much.

Someone making $15/hr is worth that much, because the employer would pay less if they could.

The McDonald's fry cook is paid 7.50 because that is the lowest wage allowed by law, and strictly speaking is probably worth $5/hr in an open market.

All that being said, someone who tries to better themselves with education, and is currently in the workforce has earned a break, in my eyes, and if their career path has a significant length of time before income becomes substantial, than they shouldn't have to pay more than 10 percent of their income or suffer the excess hardships that a horrible credit score can bring.

Not to mention, most of the folks I know who are in default on their student loans are there simply because the minimum payment is too large for them to pay and actually survive.

So this path might actually increase the revenue to Sally May because of an increase in debtors who are paying.

It isn't as if we are forgiving these loans, only restructuring their term of repayment.

I got a feeling you are only arguing what you are arguing because it is I who said what I said.

You're doing exactly what you say republicans do when Obama does something that at one time republicans might have favored. Changing their minds because of who opposes them.

nontheist said:

Boy you've got it all figured out. Lets eliminate liberal arts degrees and we can fix merica! Do you even know the statistics of drops outs in college? I have a feeling this is more who this bill is target towards, you know the people you're trying to get minimum wage hiked for. derp

Click to expand...

Do I even know the statistics of drop outs in college?

I have a SCIENCE degree, not some EFFEMINATE liberal artistry degree. I had to deal with things like chemistry and physics while watching all of the half-wits change their goals to the liberal arts because it is easier. Maybe if these half-wit liberal artists could land decent paying jobs they wouldn't have to waste $$$ and four years of their life studying economics, philosophy or some social "science."

People wonder why the birth rate for the educated is low? Do you think it has something to do with a paucity of jobs and a plethora of student loan debt? Most of these people would be working instead of going to some sham of a university program if jobs payed more than poverty wages.

We have structural problems in our economy based upon competition with cheap labor in places like Asia and a lack of decent paying jobs due to the race to the bottom. Intervention by either the government or unions is necessary, and labor unions are needed -- along with other liberal institutions -- to force the hand of the government.

starting with NAFTA was the losing of American jobs

BigNBushy said:

I got a feeling you are only arguing what you are arguing because it is I who said what I said.

You're doing exactly what you say republicans do when Obama does something that at one time republicans might have favored. Changing their minds because of who opposes them.

Click to expand...

False! I view most of higher education as a grifting operation these days.

I had to bend over and pay inflated prices for books and tuition simply because the demand was driven up due to a rarity in good paying jobs right out of high school. Most people who go to college should have probably went to a trade school, but those are a rarity these days due to people thinking that any degree is some type of magic ticket to the middle or upper middle class.

I have a friend who got a sociology degree from a very expensive private school, who was then forced to go to community college to get a nursing degree to find work. He went into nearly six figures of debt for the worthless sociology degree and only about $10,000 in debt for the nursing degree. He now makes over $60,000 a year as a nurse with an Associates of Nursing. He is still paying for his sociology degree.

I view most professors and deans of public and private institutions as predatory grifters out to suck their student body dry of future earnings. I was fortunate enough to get a degree that was actually worth something.

MidwesternGro said:

False! I view most of higher education as a grifting operation these days.

I had to bend over and pay inflated prices for books and tuition simply because the demand was driven up due to a rarity in good paying jobs right out of high school. Most people who go to college should have probably went to a trade school, but those are a rarity these days due to people thinking that any degree is some type of magic ticket to the middle or upper middle class.

I have a friend who got a sociology degree from a very expensive private school, who was then forced to go to community college to get a nursing degree to find work. He went into nearly six figures of debt for the worthless sociology degree and only about $10,000 in debt for the nursing degree. He now makes over $60,000 a year as a nurse with an Associates of Nursing. He is still paying for his sociology degree.

I view most professors and deans of public and private institutions as predatory grifters out to suck their student body dry of future earnings. I was fortunate enough to get a degree that was actually worth something.

Click to expand...

You're right about that. But their victims, in your previous posts, should suck it up and pay it all at the full rate, even if it's half their income?

I'm willing to forgive people and help them for making a poor, but proactive decision.

I'm much less willing to want to give someone something who has done nothing.

Colleges are simply there to fill a service. I think it's the government's fault, mostly.

Trade schools were alive and well until the government started subsidizing college.

One used to be able to work and pay their way through college, it was hard, but doable at state schools.

I always lol at the teachers who paid a lot of money for their teaching degrees. There is one of those near here, Carson Newman is a private Baptist college, mandatory church attendance twice a week, no joke. It's 30k or better a year and it produces mostly teachers.

In Tennessee, where CN is, teachers start out in the mid 20's.

You can go to ETSU, 50 miles north east, for 7k per year, or UT, 40 miles south west for 10k/year.

Some people love these little private schools. They aren't any better, and unless you can pay, you shouldn't do undergrad there.

But if they do, they shouldn't be punished for the rest of their adult life for a choice they made at 18, as long as they are paying, 10 percent sounds reasonable to me.

BigNBushy said:

You're right about that. But their victims, in your previous posts, should suck it up and pay it all at the full rate, even if it's half their income?

I'm willing to forgive people and help them for making a poor, but proactive decision.

I'm much less willing to want to give someone something who has done nothing.

Colleges are simply there to fill a service. I think it's the government's fault, mostly.

Trade schools were alive and well until the government started subsidizing college.

One used to be able to work and pay their way through college, it was hard, but doable at state schools.

I always lol at the teachers who paid a lot of money for their teaching degrees. There is one of those near here, Carson Newman is a private Baptist college, mandatory church attendance twice a week, no joke. It's 30k or better a year and it produces mostly teachers.

In Tennessee, where CN is, teachers start out in the mid 20's.

You can go to ETSU, 50 miles north east, for 7k per year, or UT, 40 miles south west for 10k/year.

Some people love these little private schools. They aren't any better, and unless you can pay, you shouldn't do undergrad there.

But if they do, they shouldn't be punished for the rest of their adult life for a choice they made at 18, as long as they are paying, 10 percent sounds reasonable to me.

Click to expand...

Gee whillickers BnB, you sure do have a problem with people earning a living wage for their labor. Do your parents own some type of business that relies on cheap exploited labor?

Are you in some big cock-a-roach family that feeds on the labor of the poor and relies on our taxes to subsidize the bare necessities for the employees? Are you an economic vampire, sucking the life blood of people who work so that you can subsidize your lifestyle?

I can just see it now, one big roach family sucking up opiates and relying on US, the TAX PAYERS, to subsidize their cockroach business model. Do you fear the light? Do you and your parents scurry under tables when people flash a light on your business model?

You are so roach-like that you support liberal artists sucking up student loan money and getting special repayment plans instead of working and earning a living wage.

MidwesternGro said:

Do I even know the statistics of drop outs in college?

I have a SCIENCE degree, not some EFFEMINATE liberal artistry degree. I had to deal with things like chemistry and physics while watching all of the half-wits change their goals to the liberal arts because it is easier. Maybe if these half-wit liberal artists could land decent paying jobs they wouldn't have to waste $$$ and four years of their life studying economics, philosophy or some social "science."

People wonder why the birth rate for the educated is low? Do you think it has something to do with a paucity of jobs and a plethora of student loan debt? Most of these people would be working instead of going to some sham of a university program if jobs payed more than poverty wages.

We have structural problems in our economy based upon competition with cheap labor in places like Asia and a lack of decent paying jobs due to the race to the bottom. Intervention by either the government or unions is necessary, and labor unions are needed -- along with other liberal institutions -- to force the hand of the government.

Click to expand...

You have a "Science" degree in which you studied physics AND chemistry together?

Bullshit, and you know it.