The UK Growers Thread!

supersillybilly said:
Mog just PM me if you need anything my friend
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cheers muchly mately really appreciate that. Latest update is that it's going in today - just hope it's before 3! If it does go in today I don't care how much it costs but I'm defo going to try and score later lol!

Oh and just to make life easier First Directs website isn't working either, fml!!
 
Mogwai5 said:
cheers muchly mately really appreciate that. Latest update is that it's going in today - just hope it's before 3! If it does go in today I don't care how much it costs but I'm defo going to try and score later lol!

Oh and just to make life easier First Directs website isn't working either, fml!!
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just make sure your bank knows its going in so they can pay your DD's
 
fucking wankers £60 fees of charges for 4 returned DDs, nothing they can do - I quoted direct debit indemnity, told them i phoned this morning to explain (but couldn't confirm if was going in today) too late apparently, nothing they can do, blatantly said they can't do it.

Work have said they'll pay any fees and they'll write to the bank confirming it's not my fault etc etc to get the Credit report entry removed but I have a sneaky suspicion it's not going to be that easy arrrrse. adn whay does my dealer have a day job double arse.
 
Mogwai5 said:
fucking wankers £60 fees of charges for 4 returned DDs, nothing they can do - I quoted direct debit indemnity, told them i phoned this morning to explain (but couldn't confirm if was going in today) too late apparently, nothing they can do, blatantly said they can't do it.

Work have said they'll pay any fees and they'll write to the bank confirming it's not my fault etc etc to get the Credit report entry removed but I have a sneaky suspicion it's not going to be that easy arrrrse. adn whay does my dealer have a day job double arse.
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Make a complaint to your banks customer care team. Explain that the monies were in your account before 3pm and it states in your terms and conditions that as long as monies are paid in that day DD's will be paid. There is a second sweep for DD around 4pm by all banks. Explain you feel you have been TREATED UNFAIRLY and feel they are in breach of the bankers code. You will find they will reverse your charges and also give you a level of comp. Most banks are £35. When speaking to them don't get annoyed, just go heavy with the TREATED UNFAIRLY and them breaching the banker code, explain if you don't receive a satisfactory resolution that the matter will be reported to FOS. As for your credit file, it will go down as a late payment rather than a missed payment which will affect your rating little to nothing, just a blue mark instead of a green.
 
supersillybilly said:
Make a complaint to your banks customer care team. Explain that the monies were in your account before 3pm and it states in your terms and conditions that as long as monies are paid in that day DD's will be paid. There is a second sweep for DD around 4pm by all banks. Explain you feel you have been TREATED UNFAIRLY and feel they are in breach of the bankers code. You will find they will reverse your charges and also give you a level of comp. Most banks are £35. When speaking to them don't get annoyed, just go heavy with the TREATED UNFAIRLY and them breaching the banker code, explain if you don't receive a satisfactory resolution that the matter will be reported to FOS. As for your credit file, it will go down as a late payment rather than a missed payment which will affect your rating little to nothing, just a blue mark instead of a green.
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cheers again matey, did start to get riled with one chap who started off on the would you like a an account review to see if we can help your management of your account - the problem is I haven't been fudging paid not my management but managed to take a step back and was rather jovial by the end. My company have said that they'll repay any charges incured (might try to get them refunded and paid back by work;)) and write to the banks to confirm it wasn't my fault. Funniest thing is when I spoke to my mortgage company to explain what was going on when I asked if I would incur any charges from them, the answer was I'm afraid not lol Had to explain to the girl not to be afraid of no charges! Luckily charges are capped at £60 a day or would have been worse.

Ho hum at least I have money for beer and weed now :D I have also just realised tat mortgage is a Standing Order so that probably throws this all out (sorry for wasting your time lol).

Dear All I can thoroughly recommend SSB's Financial Advisory Service, sound advice and cheap rates lol ;)

:peace:
 
Mogwai5 said:
cheers again matey, did start to get riled with one chap who started off on the would you like a an account review to see if we can help your management of your account - the problem is I haven't been fudging paid not my management but managed to take a step back and was rather jovial by the end. My company have said that they'll repay any charges incured (might try to get them refunded and paid back by work;)) and write to the banks to confirm it wasn't my fault. Funniest thing is when I spoke to my mortgage company to explain what was going on when I asked if I would incur any charges from them, the answer was I'm afraid not lol Had to explain to the girl not to be afraid of no charges! Luckily charges are capped at £60 a day or would have been worse.

Ho hum at least I have money for beer and weed now :D I have also just realised tat mortgage is a Standing Order so that probably throws this all out (sorry for wasting your time lol).

Dear All I can thoroughly recommend SSB's Financial Advisory Service, sound advice and cheap rates lol ;)

:peace:
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your letter from your employer may work regarding your credit file. All financial institutions are obliged to report on a monthly basis to the credit reference agencies which is a month in arrears so they may not put it down as a late payment. Enjoy your beer and weed. I'm going to spark a can of carling left over from last night watching the football
 
supersillybilly said:
your letter from your employer may work regarding your credit file. All financial institutions are obliged to report on a monthly basis to the credit reference agencies which is a month in arrears so they may not put it down as a late payment. Enjoy your beer and weed. I'm going to spark a can of carling left over from last night watching the football
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Beers are in fridge, Chinese has been consumed, weed and ching being delivered within the hour. By this time tomorrow I won't be able to remember a thing about today that's the plan at least!! :D Hope everyone has a good one
 
Sounds like your sorted then mog, im still waiting on my dinner the wifes taking her sweet old time lol, still ....got a bottle of brandy and my dealer has finally managed to pick up so things are looking good.
 
jimmygreenfingers said:
Sounds like your sorted then mog, im still waiting on my dinner the wifes taking her sweet old time lol, still ....got a bottle of brandy and my dealer has finally managed to pick up so things are looking good.
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wouldn't say that mate, just realised I've got no milk - Ar$e! fml!
 
Airwave said:
I said...



You could have the best environment in the world. NASA standard conditions, but the plant still won't grow properly without adequate light.
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So what are you tryin to say 600w isnt enough in my small room??...........do you work for nasa??......... do you live in space??
 
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