Insurance Is A Scam

Poll: Has your insurance covered a cost that you could not?

  • Yes, I would have to sell my house

    Votes: 8 50.0%

  • It would have hurt my bank Account

    Votes: 3 18.8%

  • No, $80 Sterilized socks for surgery is ridiculous

    Votes: 5 31.3%
  • Total voters
    16
RyanTheRhino

RyanTheRhino

Well-Known Member
Well if i have to say anything good about insurance it will be this.


Insurance covers ridicules prices, but this surplus of money goes into buying new medical equipment.

With a market for medical equipment , suppliers are always looking to sell the best quality equipment to out shine their competitors.

This helps fuel new medical technology and breakthroughs in medical science.



However the insurance part of the equation is still a scam.
 
Doer

Doer

Well-Known Member
Well, you negated your point. Before insurance..you died. Your house was not replaced. Your family was on the street, Your life was ruined and you became a burden on the rest of us.

Think it through, why don't you?
 
burgertime2010

burgertime2010

Well-Known Member
It always a scam until you need it. Medical bills are the top cause of bankruptcy, it saved my life and 2200 am month in prescription costs.
 
Fenian Brotherhood

Fenian Brotherhood

Well-Known Member
A friend of mine is retired military. He's got like 350,000$ of Methadone from the past 10 years.

He has cancer, and he's going through chemotherapy which they inject him with once a day for three weeks. The medicine they inject him with has a 50% chance it will fail. It's like 600,000$ for the treatment...

Military Pays all of it
 
Rob Roy

Rob Roy

Well-Known Member
Fenian Brotherhood said:
A friend of mine is retired military. He's got like 350,000$ of Methadone from the past 10 years.

He has cancer, and he's going through chemotherapy which they inject him with once a day for three weeks. The medicine they inject him with has a 50% chance it will fail. It's like 600,000$ for the treatment...

Military Pays all of it
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It's easy when you use other peoples money.
 
Doer

Doer

Well-Known Member
That's insurance...Like my Dad. WW2 vet has Tri-Care from the AF. Covers it all.

Surely few remember my natterings about Capital. It is not money. Capital is the standing in the Tribe that allows you to amass reliable Credit. Money is they current marker. It can be beautiful daughters. Strong sons, in days gone by. All of that still goes on at every level in the Societies in the World.

And money, not puka shells, is the current marker. In other words Capital Standing caused the need to invent money.

Insurance is the same thing. Not what you think. It really is the other side of Capital Standing. It is the Hostage Daughter of of the Tribal Chief. She is off as a marriage spy. Insurance. Not what you think. It is the way to attempt to have some way to cover or asses and then recover, if it all goes south in a basket.

I am self insured. And I pay big premiums to fill that in, to supplement what is, after all, my responsibility.

So, like Capital. We have to make sure we understand the Real, I think.
 
Doer

Doer

Well-Known Member
Rob Roy said:
It's easy when you use other peoples money.
Click to expand...
No. It is a benefit that WE PEOPLE provide for their Service. You could have had that, or perhaps you do for all I know. That would not surprise me. WE voted to compensate all the Warriors. It is a path to Citizenship that you shit upon.

Spare me the childish debate on the details. Is it enough? Hell No.

Tell us about your self insurance supplements.
 
Red1966

Red1966

Well-Known Member
racerboy71 said:
ok, i got it now.. i got an even better one that pisses me off.. me mom's is in her 70's.. dad died a decade ago.. she's got his old insurance and has medicare as well.. she went and had a surgery, bills were say $20k.. medicare only pays 80% right off the bat, the secondary insurance, dad's old insurance, is supposed to pay the other 20%, but they don't have to.. it happened that they said they were only going to pay $800 of the $4000 owed.. ok, fine and dandy, the hospital and dr's accepted this and said bill was paid in full.. nice right?? well, what would have happened if she didn't have either a, the secondary insurance, or b, no insurance at all?? do you think the dr's and hospital would have let her say shes's only going to pay $16k and some change and not a cent more and be o.k. with that?? just don't see how on earth that is right or just, if you didn't have any insurance at all, you can bet your sweet ass you'd have to pay the entire $20k, but being you have insurance, they can pay w/e the hell they want, and it's ok??
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Insurance pre-negotiate what they pay prior. You don't have the luxury of negotiating after a car wreck or heart attack. Some wealthy get the cheapest policy available just to get the same rate as insurance companies.
 
Red1966

Red1966

Well-Known Member
RyanTheRhino said:
Right but why does it cost 20K, because they can charge it and insurance paid it, well most of it. If no one had insurance and no one could pay that 20k how long would it be before the doctors start dropping their price. They have to actually get patients if they want to get paid even if they call themselves non-profit.
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You gonna refuse care just because you think the price is too high?
 
Doer

Doer

Well-Known Member
Red1966 said:
Insurance pre-negotiate what they pay prior. You don't have the luxury of negotiating after a car wreck or heart attack. Some wealthy get the cheapest policy available just to get the same rate as insurance companies.
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You do know why those policies are cheap? The self insure part is enormous.
 
Red1966

Red1966

Well-Known Member
Harrekin said:
It disgusts me the prices your doctors charge. Here cancer treatment from start to finish costs about €8,000, that's including intensive radiotherapy and equally intensive chemo. How much is the average round of chemo over there? Iv heard its almost better to die and let your family claim your life assurance than beating the disease and being fucked for like $300,000. Why won't Obama institute a REAL universal healthcare system? Instead he produces the Insurance Protection and the Public Get Fucked in the Ass Act. (The IPPGFAA).
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The current system was designed to fail, in order to make way for a universal system.
 
Red1966

Red1966

Well-Known Member
ChesusRice said:
Becuase Obama is not a dictator. Universal Healthcare was an option during the healthcare debates and a Ex Democrat voted against it. That's right single ex Democrat who had the deciding vote. HIs name is Joe Lieberman and here is a real unaltered picture of him
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How can you blame a vote on a single person?
 
Doer

Doer

Well-Known Member
The objectors to health insurance can self sort by age, I am sure.

I almost was too late and my Majors were too early. I was stuck in HMO with the whisper in my ear, was ''''giveup...giveup""
I jacked myself out of there, dogged out on Chemo, and found some real doctors.

The fact is the "better doctors" are hired by "better" pay and that means better Insurance, and a real understanding of your self insurance responsibilities to supplement and bend that word, if necessary.
 
Doer

Doer

Well-Known Member
Red1966 said:
Correct, But they will pay 2-10 times as much for the same service if they pay the retail price.
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So,true. There no way to know if retail is an actual business assessment. Perhaps with all the fraud, waste, abuse, etc, it is?
 
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