pSi007
Active Member
yes you are...
The decline in healthcare begins
- Thread starter Winter Woman
- Start date
ChesusRice
Well-Known Member
I already posted a pic. Why dont you post one up tubbyyes you are...
Write RIU someplace in the pic
Indeed? Tell me about jail time for missing child support payments?
Someone will piss on yours after you die too. That is the nature of time within this brane. As for your health care reference I believe you meant health insurance. But who am I to quibble with your eggsmellent vocabulary.
ChesusRice
Well-Known Member
Really think we are in a brane?
Why can't it be one infinite universe?
Not up on the current physics, eh.
ChesusRice
Well-Known Member
Brane is the more cyrrent theory
cannabineer
Ursus marijanus
Cheap Chinese restaurants = cyrrent but deadry
canndo
Well-Known Member
I mentioned the two exceptions - which are really only one, failure to pay another a due wage.
canndo
Well-Known Member
Believe in a "fat" tax? a "sugar" tax? a fast food tax? an excercise dedutcion? you have a choice, either have the government mandate your behavior and eating habits - or pay for the results - figuring that you pay regardless, either in increased premiums, increased charges from hospitals who can't seem to recover from the charity cases they deal with, or simply in cultural costs. (a guy gets sick, or his company gets slapped with higher insurance costs - the increase is charged to you in higher costs for their products).
Thanks canndo, I did not see that.
Winter Woman
Well-Known Member
Many have long warned that the implementation of Obamacare will be painful for middle-class American families and it looks like were getting our first look at just how painful the new health care law could be.
Andy and Amy Mangione of Louisville, Ky. (Image source: Fox News)
Take Andy and Amy Mangione of Louisville, Ky., who were recently told that their health insurance, which was purchased on the individual market, will triple in 2014, according to a letter the family received in the mail. When I saw the letter when I came home from work, Andy Mangione told Fox News, (it said) your action required, benefit changes, act now. Of course I opened it immediately.
The letter said their insurance would go from $333 a month to $965 a month because of the new health care law. This isnt a Cadillac plan, this isnt even a silver plan, he said. This is a high deductible plan where Im assuming a lot of risk for my health insurance for my family. And nothing has changed, our boys are healthy theyre young my wife is healthy. Im healthy, nothing in our medical history has changed to warrant a tripling of our premiums.
Well Im the one that does the budget, Amy Mangione told Fox. Eventually Ive got that coming down the pike that I gotta figure out what were gonna cut what were gonna do, to afford a $1,000 a month premium.
The insurance company declined to comment to Fox.
But heres something interesting in the Mangiones insurance notice:
That, he said, is also going to add to the cost of their health insurance premiums.
So as U.S. lawmakers in the nations capital continue to debate whether Obamacare will increase rates, the Mangiones may have an answer for them.
Andy and Amy Mangione of Louisville, Ky. (Image source: Fox News)Take Andy and Amy Mangione of Louisville, Ky., who were recently told that their health insurance, which was purchased on the individual market, will triple in 2014, according to a letter the family received in the mail. When I saw the letter when I came home from work, Andy Mangione told Fox News, (it said) your action required, benefit changes, act now. Of course I opened it immediately.
The letter said their insurance would go from $333 a month to $965 a month because of the new health care law. This isnt a Cadillac plan, this isnt even a silver plan, he said. This is a high deductible plan where Im assuming a lot of risk for my health insurance for my family. And nothing has changed, our boys are healthy theyre young my wife is healthy. Im healthy, nothing in our medical history has changed to warrant a tripling of our premiums.
Well Im the one that does the budget, Amy Mangione told Fox. Eventually Ive got that coming down the pike that I gotta figure out what were gonna cut what were gonna do, to afford a $1,000 a month premium.
The insurance company declined to comment to Fox.
But heres something interesting in the Mangiones insurance notice:
If your policy premium increased, you should know this isnt unique to Humana premium increases generally will occur industry-wide.
Increases arent based on your individual claims or changes in health status Many other factors go in to your premium including: [Affordable Care Act] compliance, including the addition of new essential health benefits.
Robert Zirkelbach, a spokesman for American Health Insurance Plans, said that for people who currently choose to purchase a high deductible, low premium policy thats more affordable for them, they are now being required to add all these new benefits to their policy.Increases arent based on your individual claims or changes in health status Many other factors go in to your premium including: [Affordable Care Act] compliance, including the addition of new essential health benefits.
That, he said, is also going to add to the cost of their health insurance premiums.
So as U.S. lawmakers in the nations capital continue to debate whether Obamacare will increase rates, the Mangiones may have an answer for them.
ChesusRice
Well-Known Member
Covered California’s standardized benefits will make life easier for the 8.8 million Californians expected to acquire healthcare coverage through the exchange. More than a fourth of them will be eligible for federal subsidies to help pay for premiums. That assistance can only be spent on plans offered by the exchange.
The Affordable Care Act will allow people earning up to 250% of the federal poverty rate to pay a small percentage of their income on premiums. Covered California’s announcement creates certainty about what the lowest-income residents will pay for healthcare— and what that money buys.
A family of four will pay less than $100 a month, with a $4 co-pay when they see a doctor. Plans for low-income Californians set a maximum out-of-pocket cost of $6,000 a year for an individual or $12,000 for a family.
The Affordable Care Act will allow people earning up to 250% of the federal poverty rate to pay a small percentage of their income on premiums. Covered California’s announcement creates certainty about what the lowest-income residents will pay for healthcare— and what that money buys.
A family of four will pay less than $100 a month, with a $4 co-pay when they see a doctor. Plans for low-income Californians set a maximum out-of-pocket cost of $6,000 a year for an individual or $12,000 for a family.
ChesusRice
Well-Known Member
The Pros and Cons of ObamaCare for the Average American
The Average American (those making under 400% FLP) will most likely see a reduction in their insurance premiums and 30 of the 44 million without insurance will gain access coverage via the "ObamaCare" exchanges, Medicare or Medicaid.
ObamaCare offers a number of protections and benefits to all Americans. Beyond the 10 essential health benefits mandated by ObamaCare, additional benefits range from chipping away at pre-existing conditions to expanding health services. Overall, the quality of health care is increased, while the cost, in theory, will be reduced. Middle income Americans (those making between 133% - 400% of the federal poverty level), and employees will be able to use tax credits and subsidies on the exchanges to save up to 60% of the current cost of premiums making insurance affordable for up to 23 million Americans.
Affordable insurance is defined as costing less than 8% of your annual income.
One of the cons of ObamaCare is that since many Americans work for larger employers, some employees may have the new costs involved with insuring their workforce passed onto them. Other workers will see a decrease in quality of plans offered by employers, to avoid the employer paying a excise tax on high-end health insurance plans. These cons will affect less than 1% of businesses, and only a small fraction will deal with the new challenges by cutting worker hours and benefits or not hiring new workers. [h=2]The Pros and Cons of ObamaCare for Women[/h]
When it comes to women, ObamaCare offers many pros and few cons. 47 million women will gain access to women's health services, including preventive and wellness services. Many of ObamaCare's new benefits for women are required by law to have no out of pocket payments. There aren't many cons for women beyond those of the Average American, however there is the issue of contraception and it's availability. ObamaCare expands contraception coverage but this "mandate" is one of the most contested aspects of the new health care bill and can easily be seen as a con depending on one's viewpoint. [h=2]ObamaCare Pros and Cons for Low-Income Americans[/h]Low-income Americans will enjoy more ObamaCare pros than cons. Since ObamaCare works on a sliding scale most low income Americans, especially those without insurance, will see nothing but benefits. Medicaid expansion will cover over 15 million previously uninsured low-income individuals and families below the 133% FLP mark.
The cons of ObamaCare for low-income Americans are that some states will have the option of opting out of coverage for their poorest, despite 100% federal funding for the first year and 90% there after. In some cases rejecting Medicaid Expansion isn't just about saving money, (it's arguable whether it saves or makes money for a State as studies have shown both projected outcomes) it's actually a politically driven move to "break" ObamaCare. The opt-out is projected to leave 2 to 3 million low-income Americans without coverage.
NOTE: The accusations of Some State reps trying to "break" ObamaCare isn't something we are speculating or have made up. It's readily available information on conservative blogs. It's no secret a portion of the GOP wants to repeal ObamaCare, they just so happen to have a strategic plan that includes "breaking" the Exchanges and Medicaid Expansion. ObamaCare isn't just going to go away, but while the battle goes on Americans continue to be caught in the crossfire. It's also worth noting that the amount of uninsured Medicaid eligible Americans differs from State to State. Some of the States opting out of expansion have more uninsured and would there fore both pay more and cover more of their constituents.
[h=2]ObamaCare Pros and Cons for Seniors[/h]ObamaCare's pros and cons for seniors include unprecedented reforms to Medicare, including closing the "donut hole" and expanding benefits and coverage options. Millions of Seniors have already saved money or taken advantage of the no out of pocket costs for wellness and preventive visits.
Some of the reforms to Medicare include reductions to Medicare Advantage, home health care payments and Medicare hospital payments. Some of these have had or may have negative impacts on seniors and doctors who work with patients on Medicare. An oversight committee is in charge of making sure that Medicare reform doesn't hurt seniors.
[h=2]Pros and Cons of ObamaCare for Businesses[/h]Small Businesses will only see the pros of ObamaCare while firms who don't already provide insurance and their employees will face readjustment. However only .2% of firms with over 50 employees don't already provide insurance to their full-time employees. A big pro of ObamaCare is that it provides millions in tax credits to small businesses with under 25 employees to help offset the cost of buying health insurance for their employees. Small business has historically struggled to provide benefits to workers and half of Americans uninsured are small business owners, workers or dependents.
The Average American (those making under 400% FLP) will most likely see a reduction in their insurance premiums and 30 of the 44 million without insurance will gain access coverage via the "ObamaCare" exchanges, Medicare or Medicaid.
ObamaCare offers a number of protections and benefits to all Americans. Beyond the 10 essential health benefits mandated by ObamaCare, additional benefits range from chipping away at pre-existing conditions to expanding health services. Overall, the quality of health care is increased, while the cost, in theory, will be reduced. Middle income Americans (those making between 133% - 400% of the federal poverty level), and employees will be able to use tax credits and subsidies on the exchanges to save up to 60% of the current cost of premiums making insurance affordable for up to 23 million Americans.
Affordable insurance is defined as costing less than 8% of your annual income.
One of the cons of ObamaCare is that since many Americans work for larger employers, some employees may have the new costs involved with insuring their workforce passed onto them. Other workers will see a decrease in quality of plans offered by employers, to avoid the employer paying a excise tax on high-end health insurance plans. These cons will affect less than 1% of businesses, and only a small fraction will deal with the new challenges by cutting worker hours and benefits or not hiring new workers. [h=2]The Pros and Cons of ObamaCare for Women[/h]
When it comes to women, ObamaCare offers many pros and few cons. 47 million women will gain access to women's health services, including preventive and wellness services. Many of ObamaCare's new benefits for women are required by law to have no out of pocket payments. There aren't many cons for women beyond those of the Average American, however there is the issue of contraception and it's availability. ObamaCare expands contraception coverage but this "mandate" is one of the most contested aspects of the new health care bill and can easily be seen as a con depending on one's viewpoint. [h=2]ObamaCare Pros and Cons for Low-Income Americans[/h]Low-income Americans will enjoy more ObamaCare pros than cons. Since ObamaCare works on a sliding scale most low income Americans, especially those without insurance, will see nothing but benefits. Medicaid expansion will cover over 15 million previously uninsured low-income individuals and families below the 133% FLP mark.
The cons of ObamaCare for low-income Americans are that some states will have the option of opting out of coverage for their poorest, despite 100% federal funding for the first year and 90% there after. In some cases rejecting Medicaid Expansion isn't just about saving money, (it's arguable whether it saves or makes money for a State as studies have shown both projected outcomes) it's actually a politically driven move to "break" ObamaCare. The opt-out is projected to leave 2 to 3 million low-income Americans without coverage.
NOTE: The accusations of Some State reps trying to "break" ObamaCare isn't something we are speculating or have made up. It's readily available information on conservative blogs. It's no secret a portion of the GOP wants to repeal ObamaCare, they just so happen to have a strategic plan that includes "breaking" the Exchanges and Medicaid Expansion. ObamaCare isn't just going to go away, but while the battle goes on Americans continue to be caught in the crossfire. It's also worth noting that the amount of uninsured Medicaid eligible Americans differs from State to State. Some of the States opting out of expansion have more uninsured and would there fore both pay more and cover more of their constituents.
[h=2]ObamaCare Pros and Cons for Seniors[/h]ObamaCare's pros and cons for seniors include unprecedented reforms to Medicare, including closing the "donut hole" and expanding benefits and coverage options. Millions of Seniors have already saved money or taken advantage of the no out of pocket costs for wellness and preventive visits.
Some of the reforms to Medicare include reductions to Medicare Advantage, home health care payments and Medicare hospital payments. Some of these have had or may have negative impacts on seniors and doctors who work with patients on Medicare. An oversight committee is in charge of making sure that Medicare reform doesn't hurt seniors.
[h=2]Pros and Cons of ObamaCare for Businesses[/h]Small Businesses will only see the pros of ObamaCare while firms who don't already provide insurance and their employees will face readjustment. However only .2% of firms with over 50 employees don't already provide insurance to their full-time employees. A big pro of ObamaCare is that it provides millions in tax credits to small businesses with under 25 employees to help offset the cost of buying health insurance for their employees. Small business has historically struggled to provide benefits to workers and half of Americans uninsured are small business owners, workers or dependents.
Winter Woman
Well-Known Member
Who do you think pays for this? The answer is ALL of us, no one will escape-no one.
ChesusRice
Well-Known Member
Yes it's about time everyone had health insurance. i am glad no one escapes
You should be too
ChesusRice
Well-Known Member
Physician and New York Times bestselling author Atul Gawande wrote in The New Yorker magazine on January 26, 2009 that the plan “remains extremely popular” among the citizens of MA and that “a large majority would not want to go back to the old system.” Recent polls show that 84% of MA residents are satisfied with the plan!
http://mittromneycentral.com/resources/romneycare/
http://mittromneycentral.com/resources/romneycare/
ChesusRice
Well-Known Member
MY GOD WE NEED TO STOP OBAMACARE BEFORE EVERYONE LIKE IT
Says every Republican in private
Says every Republican in private
Canna Sylvan
Well-Known Member
How about the government mandates you go vegan? No more burgers, bacon or chicken. That'll be hilarious. I'd actually go out and vote for once just so I can laugh at all you liberal dolts who would cry foul and "hey my meat eating is healthy!" That's your opinion, bro. It no longer becomes "opinion" once you're forced to do it. Since you love gubbermint so much, you should feel ashamed you're enabling elementary kids to get on meth, because after all, it's a gateway drug. Like how Utah practically bans pornography and has pictures of rattlesnakes biting you if you dare think of looking at pussy. ( I actually saw a billboard of a snake with the caption "pornography just as dangerous," while driving through Utah.)