A 30% co-pay on those bills would be 300K for that family, maybe you can sustain that, but most can't. You'll have to do better to show how O'care prevents bankruptcies. There were safeguards in place to help those with disabled kids, but Obamacare did only a little more. Those facing huge medical bills pre-O'care are still facing those bills, they just might not be as much. A 5million dollar hospital bill would ruin me, but a 500K bill may as well be 500M as far as my bank account is concerned. If I were in the rich category, it would matter significantly though, so O'care does help one segment of the population in that regard. Was that the plan? protect rich people from paying too much?
We are absolutely a team creature, we are pack animals by nature, i get where you are coming from now, sorry for the misunderstanding. For socialism or communism to work, that pack nature would have to change into a hive/colony nature. Evolution may eventually bring humans to that end and we all work like good little worker bees for the hive, but we are no where close yet. Man, like any other animal, prospers most when acting in their own self-interest. You might find this sentiment appalling, but you can't prove it wrong.
one thing you are not taking into account GW is Total-Out-Of-Pocket..all policies cap so you know ahead of time what you total OOP is annually..i cannot spend more than $5k total OOP per year no matter what..my policy is 80/20 $1750 deductible with $5K total OOP..GOLD plan for $366/month..why? how do you think it looks against Blue Cross charging $800/month for the same?..competitive market now..that's how
