MuyLocoNC
Well-Known Member
every state is different and the rules changed in 2005, big time..the law in florida is complex, we follow state rule not fed and there are tons of caveats..if you make money you can't file chapter 7 here you won't pass the "means test"..a 13 you have to re-pay debt within 5 years on a schedule..previously working for corporate, i couldn't qualify for chapter 7 because i made too much..now i don't so chapter 7 would work..it's just not as straight forward as you think..they are very strict on wiping out debt here.
I can appreciate that. That's why I put the disclaimer at the end of my post. In PA, they are very tough on deadbeats. My buddy owned a small car lot in Chambersburg and when someone didn't pay, he would get a judgement, followed by an escort from a sheriff to enter their dwelling and take as much of their shit as He determined would satisfy the debt. He ended up with a great many big screen TVs and gaming consoles. PA don't fuck around.